THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.
The simplest way to protect your family's financial future?
Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
Life insurance for Life!
It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.
Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.
Life Insurance in Coral Springs, FL 33065
How To Choose The Right Term Life Insurance In Coral Springs, FL?
Life is full of unexpected events. Therefore, by getting a term life insurance plan in Coral Springs, FL, you can protect your family and ensure financial stability in complex situations.
However, selecting the proper term life insurance plan can be a big challenge with such a broad range of term insurance policies on the market. Most insurance buyers are confused about the policy period, the amount of premium for life insurance to choose, what plan to purchase without an income tax, and so on.
Specific aspects must be considered when selecting the most comprehensive insurance types of coverage in Coral Springs, FL. Let’s discuss a few tips provided by My Term Life Guy for choosing the best income-tax-free term life insurance plan in Broward County.
1) Identify Future Needs & Responsibilities: Think Long-term
Is life insurance even necessary? Ask yourself if you require it. The answer will determine whether or not you need term insurance. You must consider various factors when deciding.
Furthermore, you must also consider your dependent family members as you move forward in life. So you should focus on the future and prepare for upcoming financial liabilities.
A single person’s financial strength and responsibilities differ from those of a married or unmarried person. Therefore, when you buy life insurance, you should determine the appropriate level of insurance. So you should focus on the future and prepare for upcoming financial liabilities.
2) Compare Insurance Plans
We are all aware that term insurance plans are among the most affordable types of life insurance. So, it is essential to compare the terms & conditions of the term insurance plans. By comparing life insurance quotes from various plans, one can select the most comprehensive coverages for them in Broward County at the lowest premium rate.
Some term insurance plans are available in Coral Springs, FL that do not require any medical history evaluation. However, to save money on the premium rate, people frequently mistake purchasing the incorrect plans. So choose insurance plans wisely according to your need.
3) Examine The Company’s Claim Settlement Ratio
One of the most important factors to consider when selecting a permanent life insurance policy in Broward County is the claim settlement ratio.
The company’s claim settlement ratio is calculated by dividing the number of claims resolved in a year by the number of claims submitted.
It is recommended that you select an insurance company in Coral Springs, FL, with a higher claim settlement ratio because they are more reliant. Furthermore, it ensures that the beneficiary will obtain the policy’s benefits in the case of tax-deferred insurance.
4) Understand The Policy’s Rider Options
The best term insurance plan in Coral Springs, FL for a single person covers all bases. Riders are one way to ensure this. A rider is an add-on cover provided by a term life insurance policy to supplement the policy’s coverage.
You can purchase riders from My Term Life Guy by paying an additional premium in addition to the policy’s primary coverage. Before settling on a plan, review the policy’s riders and what is included and excluded.
5) Prefer Buying Insurance Online & Save Agent Fees
There are numerous advantages to buying a tax-free insurance policy online compared to the offline method. The online policy purchase process is simple and easy. It also saves you a considerable amount of time and money.
Furthermore, to buy a life insurance plan in Coral Springs, FL, the insurance buyer can go directly to the insurer’s website and thoroughly review the plan brochure. Since no agents are involved in the online process, one could save on the agent’s fees.
Many insurance companies in Coral Springs, FL also provide premium discounts to customers. While buying life insurance coverage online, one can also check the insurance company’s credibility and make the right decision.
Buy Term Life Insurance Company From My Term Life Guy In Coral Springs, FL
My Term Life Guy is ranked among one of the most affordable term life insurance companies in Coral Springs, FL, offering the best life insurance costs. We allow the policyholder to purchase the term plan without a medical exam based on their age and the sum assured amount they choose. Our policy options are adaptable, allowing you to find the best policy for your long-term care.
We are a professional life insurance company in Coral Springs, FL, and in the surrounding areas, we offer the best coverage amount to our clients. Our insurance agents in Broward County are highly qualified and talented in dealing with significant issues and providing our customers with a perfect solution. Call us at 561-990-9017 today for more information on term life insurance plans and get your instant free quote online today.
Some information about Coral Springs, FL
Coral Springs, officially the City of Coral Springs, is a city in Broward County, Florida, United States, approximately 20 miles (32 km) northwest of Fort Lauderdale. As of the 2010 United States Census, the city had a population of 121,096. It is a principal city of the Miami metropolitan area, which was home to an estimated 6,012,331 people at the 2015 census.
Coral Springs is a planned community. Prior to its incorporation as a city in July 1963, the area which is now Coral Springs was part of 20,000 acres (81 km2) of marshy lands bought by Henry Lyons between 1911 and 1939. After several floods in 1947, Florida created the Central and Southern Florida Flood Control District (now the South Florida Water Management District). Canals and levees drained much of the area upon which Coral Springs was built. After the land was drained and cleared, most of the area was used as a bean farm. After Lyons’ death in 1952, his heirs changed the focus to cattle.
A post-World War II real estate boom in South Florida attracted the interest of developers. Coral Ridge Properties, which already had several developments in Broward County, bought 3,869 acres (16 km2) of land from the Lyons family on December 14, 1961 for $1 million. The City of Coral Springs was chartered on July 10, 1963. Other names that were considered for the new city included ‘Curran Village,’ ‘Pompano Springs’ and ‘Quartermore’. By 1964, the company had developed a master plan for a city of 50,000 residents. On July 22, 1964, the first sale of 536 building lots netted $1.6 million. The landmark covered bridge was built that same year to promote the town. In 1965, Coral Ridge Properties bought an additional 6,000 acres (24 km2) from the Lyons family, increasing the city’s land area to 16 square miles (41 km2). The first city government elections were held in 1967.
The city added 19 public schools, a regional mall, shopping centers and parks between 1970 and 2000 in response to rapid population growth. The biggest shopping mall in the city is Coral Square, which opened in October 1984 with 945,000 square feet (87,800 m2) of retail space and more than 120 stores. The construction of the Sawgrass Expressway in 1986 brought even more growth. A museum and a theater opened in the 1990s. The city reached residential build-out in 2003 and is very close to a commercial build-out.
Directions from Coral Springs, FL to My Term Life Guy
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You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!
With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!
My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?
* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.
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