THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.
Traditional Life Insurance
Death: Covered
Stroke: Not Covered
Cancer: Not Covered
Heart Attack: Not Covered
Parkinson's disease: Not Covered
Living Benefits Insurance
The simplest way to protect your family's financial future?
Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
Life insurance for Life!
It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.
Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.
Life Insurance in Miami-Dade County, FL 33144
Reasons You Should Hire A Life Insurance Broker In Miami-Dade County, FL
The plethora of insurance options make navigation difficult. With so many choices available, it’s challenging to know what’s right. However, consulting the life insurance broker in Miami-Dade County, FL can help you navigate those choppy seas and reach the other side of the goal.
Life insurance brokers in Miami-Dade County, FL can work with a single insurer and assist customers in selecting the best plan offered by that insurance company. They can also work as independent insurance agents negotiating the best possible rate with many different insurers.
At My Term Life Guy, life insurance brokers give clients good financial advisory services and customer support. Our main aim is to respect the customer’s sentiments and deliver the insurance plans and services for your long-term care.
Why Should You Hire A Life Insurance Broker?
To help you further, we have listed down the three reasons you should hire a insurance broker while you plan to buy life insurance in the area.
1) Personal Expert Representative At Disposal
The term life insurance brokers in the area will interview you to offer you and your family members the best policy type. We ask you about your medical history, risky habits and activities, sources of income, and so on to predict the actual coverage amount you need.
Insurance brokers in Miami-Dade County, FL typically understand every company’s offering, specific benefits, insurance exclusions, and disadvantages because they work with various insurers.
A life insurance broker evaluates your requirement, presents you with a life insurance quote and insurance policies, and tells you if you need a medical exam.
After that, this expert will assist you in purchasing the best policy at affordable life insurance costs. Beyond this, your life insurance broker will ensure that you have numerous benefits to protect your family and provide adequate financial strength.
2) Timely Application Procedure
While you can apply for income tax-free life insurance in Miami-Dade County, FL on your own, there may be times when you need to wait for a response to determine the status of your application. This may require a significant amount of your time and patience.
On the other hand, contacting a broker in Miami-Dade County, FL, will save you time by receiving updates on your application rather than doing follow-ups with the organization yourself. It’s also helpful to have a life insurance broker who can archive all your paperwork and thoroughly explain your need for different types of life insurance.
This is useful, especially if your claim is denied based on inaccurate disclosure of pre-existing medical conditions, risky habits, and lifestyle. After you’ve made lifestyle upgrades, your broker can re-submit your application.
3) Easy Comparison Among Suitable Coverage Plans
While selecting the best tax-free life insurance policy in Miami-Dade County, FL can be challenging. Choosing from different types of coverage may be best for you and your financial needs. You can change insurance policies with time to adjust to the new options. Since a broker is solely focused on your specific needs, they can do all of the legwork and research for you.
We at My Term Life Guy narrow down a plethora of policy options to assist you in selecting the right tax-deferred insurance program in the area as per your needs. This allows you to take advantage of life insurance coverage and refine your search to keep you focused on the policies that adequately suit you and your loved ones’ desires.
Why Hire A Life Insurance Broker From My Term Life Guy In Miami-Dade County?
My Term Life Guy is an expert & professional universal life insurance company in Miami-Dade County, FL, and nearby areas. Our permanent life insurance brokers at My Term Life Guy are highly skilled and proficient in complex issues and provide our clients with a delectable solution to boost their financial strength.
We prioritize our clients above all, which accounts for our tremendous success and growth. Please contact us on 561-990-9017 today to get your life insurance quote.
Directions from Miami-Dade County, FL to My Term Life Guy
Chronic Illness
If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.
Critical Illness
Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS
Terminal Illness
Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS
Unemployment
Waives 6 months worth of premium if you become unemployed for at least 4 weeks.
Looking for a Life Insurance Quote?
You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!
With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!
My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?
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* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.
Female
Elite non smoker
Age 50
$500,000 Coverage
$41,36/Mo
Male
Elite non smoker
Age 50
$500,000 Coverage
$51.48/Mo
How much does Term Life Insurance cost?
Our Provider Network
My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.
