THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.
The simplest way to protect your family's financial future?
Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
Life insurance for Life!
It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.
Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.
Life Insurance in Lauderdale-by-the-Sea, FL 33062
How To Choose The Right Term Life Insurance In Lauderdale-by-the-Sea, FL?
Life is full of unexpected events. Therefore, by getting a term life insurance plan in Lauderdale-by-the-Sea, FL, you can protect your family and ensure financial stability in complex situations.
However, selecting the proper term life insurance plan can be a big challenge with such a broad range of term insurance policies on the market. Most insurance buyers are confused about the policy period, the amount of premium for life insurance to choose, what plan to purchase without an income tax, and so on.
Specific aspects must be considered when selecting the most comprehensive insurance types of coverage in Lauderdale-by-the-Sea, FL. Let’s discuss a few tips provided by My Term Life Guy for choosing the best income-tax-free term life insurance plan in Broward County.
1) Identify Future Needs & Responsibilities: Think Long-term
Is life insurance even necessary? Ask yourself if you require it. The answer will determine whether or not you need term insurance. You must consider various factors when deciding.
Furthermore, you must also consider your dependent family members as you move forward in life. So you should focus on the future and prepare for upcoming financial liabilities.
A single person’s financial strength and responsibilities differ from those of a married or unmarried person. Therefore, when you buy life insurance, you should determine the appropriate level of insurance. So you should focus on the future and prepare for upcoming financial liabilities.
2) Compare Insurance Plans
We are all aware that term insurance plans are among the most affordable types of life insurance. So, it is essential to compare the terms & conditions of the term insurance plans. By comparing life insurance quotes from various plans, one can select the most comprehensive coverages for them in Broward County at the lowest premium rate.
Some term insurance plans are available in Lauderdale-by-the-Sea, FL that do not require any medical history evaluation. However, to save money on the premium rate, people frequently mistake purchasing the incorrect plans. So choose insurance plans wisely according to your need.
3) Examine The Company’s Claim Settlement Ratio
One of the most important factors to consider when selecting a permanent life insurance policy in Broward County is the claim settlement ratio.
The company’s claim settlement ratio is calculated by dividing the number of claims resolved in a year by the number of claims submitted.
It is recommended that you select an insurance company in Lauderdale-by-the-Sea, FL, with a higher claim settlement ratio because they are more reliant. Furthermore, it ensures that the beneficiary will obtain the policy’s benefits in the case of tax-deferred insurance.
4) Understand The Policy’s Rider Options
The best term insurance plan in Lauderdale-by-the-Sea, FL for a single person covers all bases. Riders are one way to ensure this. A rider is an add-on cover provided by a term life insurance policy to supplement the policy’s coverage.
You can purchase riders from My Term Life Guy by paying an additional premium in addition to the policy’s primary coverage. Before settling on a plan, review the policy’s riders and what is included and excluded.
5) Prefer Buying Insurance Online & Save Agent Fees
There are numerous advantages to buying a tax-free insurance policy online compared to the offline method. The online policy purchase process is simple and easy. It also saves you a considerable amount of time and money.
Furthermore, to buy a life insurance plan in Lauderdale-by-the-Sea, FL, the insurance buyer can go directly to the insurer’s website and thoroughly review the plan brochure. Since no agents are involved in the online process, one could save on the agent’s fees.
Many insurance companies in Lauderdale-by-the-Sea, FL also provide premium discounts to customers. While buying life insurance coverage online, one can also check the insurance company’s credibility and make the right decision.
Buy Term Life Insurance Company From My Term Life Guy In Lauderdale-by-the-Sea, FL
My Term Life Guy is ranked among one of the most affordable term life insurance companies in Lauderdale-by-the-Sea, FL, offering the best life insurance costs. We allow the policyholder to purchase the term plan without a medical exam based on their age and the sum assured amount they choose. Our policy options are adaptable, allowing you to find the best policy for your long-term care.
We are a professional life insurance company in Lauderdale-by-the-Sea, FL, and in the surrounding areas, we offer the best coverage amount to our clients. Our insurance agents in Broward County are highly qualified and talented in dealing with significant issues and providing our customers with a perfect solution. Call us at 561-990-9017 today for more information on term life insurance plans and get your instant free quote online today.
Some information about Lauderdale-by-the-Sea, FL
Lauderdale-by-the-Sea is a town in Broward County, Florida, United States, situated 33 miles north of Miami. As of the 2010 census, the population was 6,056. It is part of the Miami–Fort Lauderdale–Pompano Beach Metropolitan Statistical Area, which was home to 5,564,635 people at the 2010 census.
Lauderdale-by-the-Sea is located at(26.189561, -80.097756). According to the United States Census Bureau, the town has a total area of 1.57 square miles (4 km2), of which 0.876 square miles (2 km2) is land and 0.694 square miles (2 km2) (44.2%) is water.
The southern half of Lauderdale-by-the-Sea is situated between Fort Lauderdale and the Village of Sea Ranch Lakes, Florida. The Town’s northern municipal neighbor is Pompano Beach. The entire town is located on a long, narrow barrier island separated from the mainland by the Intracoastal Waterway (spanned by one drawbridge at Commercial Boulevard), stretching approximately one-half dozen blocks to the Atlantic Ocean. The town is centered on the junction of State Road A1A and Commercial Boulevard. The main industry is tourism; the town has many hotels and motels used by visitors, especially during the winter; many of its older hotels and buildings reflect mid-century modern architecture design [MiMo]. Recognized by the Florida Legislature in 2016 for its near-shore coral reefs and efforts to promote scuba diving, the town is known as Florida’s Beach Diving Capital. With a coral reef just 100 yards offshore, the town is a popular spot for scuba divers, especially just south of Anglin’s Pier.
On the ocean at the east end of Commercial Boulevard is Anglin’s Fishing Pier, named after Lauderdale-by-the-Sea’s first mayor, Melvin I. Anglin. The town is home to SS Copenhagen, a 19th-century British steamship that wrecked in 25 feet of water in May 1900 after striking a coral reef. The historic site is a Florida archaeological underwater preserve and is listed on the National Register of Historic Places. The town doubled in size in 2001 when it annexed the unincorporated Intracoastal Beach Area to the north. The area included the neighborhoods of Bel Air and Terra Mar Island. Even though the town’s permanent population is 6,056, it nearly doubles when snowbirds and tourists come here to spend the winter. The Town underwent a major transformation in 2013, when it completed a streetscape project between the Commercial Boulevard Bridge and the ocean. Sidewalks were widened and enhanced with brick pavers as well as landscaping.
Directions from Lauderdale-by-the-Sea, FL to My Term Life Guy
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With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!
My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?
* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.
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