THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.
The simplest way to protect your family's financial future?
Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
Life insurance for Life!
It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.
Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.
Life Insurance in Miami Beach, FL 33109
4 Benefits Of Term Life Insurance Plan In Miami Beach, FL
Have you ever thought about how your family members would survive if you met an unfortunate accident? Do they have enough money to cover all of the financial obligations that may arise after your absence?
If you are worried while thinking about all these circumstances, you should purchase term life insurance from My Term Life Guy in Miami Beach, FL as soon as possible.
In today’s world, having a term insurance plan covering all types of coverage is a great choice. The most prominent advantage of a term insurance policy is that it is directly proportional to the life insurance costs. In case of the policyholder’s uncertain death, the nominees will get the benefits.
By purchasing a term life insurance policy with My Term Life Guy in Miami Beach, FL, you can conveniently secure the future of your family members. We will help protect your family financially in the unseen unfortunate events.
Advantages Lists Of Term Life Insurance
1) It Can Assure Significant Amount With Low Premiums
A term insurance policy in Miami Beach, FL, provides the maximum sum assured. Furthermore, the best term insurance plans have the lowest premiums compared to any other insurance policy.
It is essential to remember that the earlier you buy life insurance in Miami Beach, FL, the lower the premium. Thus, choosing a term plan at a young age is critical to receive additional benefits such as lower bass and affordable premiums.
2) Additional Rider Profits
A significant benefit of term life insurance is that you can choose additional rider benefits to increase your term plan coverage.
These additional rider benefits are commonly accessible and are provided by nearly every insurance company in Miami-Dade County. One can easily add these rider perks to your policy by paying the least additional premium.
3) Risk Coverage Against Severe Illness
You can suffer from severe health problems at any point in life. The medical costs associated with these ailments may simply take away all of your savings.
So, before choosing any types of life insurance plans in Miami Beach, FL, you must undergo a medical exam and keep a medical history document with you while buying a severe illness coverage as an additional rider. It will help you pay your medical expenses without worrying about your financial strength.
4) Additional Returns On Maturity When You Pay Premium
A term insurance policy in Miami Beach, FL, provides no maturity benefit. However, if you choose a premium return, you can gain a maturity advantage within the same term life insurance policy.
You will have to pay a slightly higher premium, which will be refunded if you perceive the policy’s maturity period.
Choosing Suitable Term Life Insurance Plans For Your Family
The process of selecting the best tax-free term life insurance plans in Miami Beach, FL should be based on careful examination of your current financial strengths and your family’s future needs.
When deciding on the best tax-deferred term plan from the options available to you, you should always consider the benefits they provide. You must understand the details of the term plan before purchasing the term life policy from a life insurance company in Miami-Dade County.
You must also assess your requirements and compare which policy will provide you with the most benefits. Our My Term Life Guy in Miami Beach, FL, offers a diverse range of permanent life insurance plans and solutions designed for our customers’ long-term care.
Our primary focus in Miami-Dade County is to ensure that customer needs are met throughout their life cycle – Child Education, Family Protection, Long-term Savings, and Retirement.
Call our team of My Term Life Guy at 561-990-9017 to get an instant term life insurance quote and learn about other coverage amounts.
Some information about Miami Beach, FL
Miami Beach is a coastal resort city in Miami-Dade County, Florida, United States. It was incorporated on March 26, 1915. The municipality is located on natural and man-made barrier islands between the Atlantic Ocean and Biscayne Bay, the latter of which separates the Beach from the mainland city of Miami. The neighborhood of South Beach, comprising the southernmost 2.5 square miles (6.5 km2) of Miami Beach, along with Downtown Miami and the Port of Miami, collectively form the commercial center of South Florida. Miami Beach’s estimated population is 88,885 according to the most recent United States Census estimates. Miami Beach is the 26th largest city in Florida based on official 2019 estimates from the U.S. Census Bureau. It has been one of America’s pre-eminent beach resorts since the early 20th century.
In 1870, father and son Henry and Charles Lum purchased land on Miami Beach for 75 cents an acre. The first structure to be built on this uninhabited oceanfront was the Biscayne House of Refuge, constructed in 1876 by the United States Life-Saving Service through an executive order issued by President Ulysses S. Grant, at approximately 72nd Street. Its purpose was to provide food, water, and a return to civilization for people who were shipwrecked. The structure, which had fallen into disuse by the time the Life-Saving Service became the U.S. Coast Guard in 1915, was destroyed in the 1926 Miami Hurricane and never rebuilt.
John S. Collins, founding developer of Miami BeachOpening of the Collins Bridge, 1913, then the longest wooden bridge in the world
The next step in the development of the future Miami Beach was the planting of a coconut plantation along the shore in the 1880s by New Jersey entrepreneurs Ezra Osborn and Elnathan T. Field, but this was a failed venture. One of the investors in the project was agriculturist John S. Collins, who achieved success by buying out other partners and planting different crops, notably avocados, on the land that would later become Miami Beach. Meanwhile, across Biscayne Bay, the City of Miami was established in 1896 with the arrival of the railroad and developed further as a port when the shipping channel of Government Cut was created in 1905, cutting off Fisher Island from the south end of the Miami Beach peninsula.
Collins’ family members saw the potential in developing the beach as a resort. This effort got underway in the early years of the 20th century by the Collins/Pancoast family, the Lummus brothers (bankers from Miami) and Indianapolis entrepreneur Carl G. Fisher. Until then, the beach here was only the destination for day-trips by ferry from Miami, across the bay. By 1912, Collins and Pancoast were working together to clear the land, plant crops, supervise the construction of canals to get their avocado crop to market and set up the Miami Beach Improvement Company. There were bathhouses and food stands, but no hotel until Brown’s Hotel was built in 1915 (still standing, at 112 Ocean Drive). Much of the interior landmass at that time was a tangled jungle of mangroves. Clearing it, deepening the channels and water bodies, and eliminating native growth almost everywhere in favor of landfill for development, was expensive. Once a 1600-acre, jungle-matted sand bar three miles out in the Atlantic, it grew to 2,800 acres when dredging and filling operations were completed.
Directions from Miami Beach, FL to My Term Life Guy
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You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!
With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!
My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?
* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.
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