THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.
Traditional Life Insurance
Death: Covered
Stroke: Not Covered
Cancer: Not Covered
Heart Attack: Not Covered
Parkinson's disease: Not Covered
Living Benefits Insurance
The simplest way to protect your family's financial future?
Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
Life insurance for Life!
It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.
Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.
Life Insurance in Miami Lakes, FL 33014
4 Benefits Of Term Life Insurance Plan In Miami Lakes, FL
Have you ever thought about how your family members would survive if you met an unfortunate accident? Do they have enough money to cover all of the financial obligations that may arise after your absence?
If you are worried while thinking about all these circumstances, you should purchase term life insurance from My Term Life Guy in Miami Lakes, FL as soon as possible.
In today’s world, having a term insurance plan covering all types of coverage is a great choice. The most prominent advantage of a term insurance policy is that it is directly proportional to the life insurance costs. In case of the policyholder’s uncertain death, the nominees will get the benefits.
By purchasing a term life insurance policy with My Term Life Guy in Miami Lakes, FL, you can conveniently secure the future of your family members. We will help protect your family financially in the unseen unfortunate events.
Advantages Lists Of Term Life Insurance
1) It Can Assure Significant Amount With Low Premiums
A term insurance policy in Miami Lakes, FL, provides the maximum sum assured. Furthermore, the best term insurance plans have the lowest premiums compared to any other insurance policy.
It is essential to remember that the earlier you buy life insurance in Miami Lakes, FL, the lower the premium. Thus, choosing a term plan at a young age is critical to receive additional benefits such as lower bass and affordable premiums.
2) Additional Rider Profits
A significant benefit of term life insurance is that you can choose additional rider benefits to increase your term plan coverage.
These additional rider benefits are commonly accessible and are provided by nearly every insurance company in Miami-Dade County. One can easily add these rider perks to your policy by paying the least additional premium.
3) Risk Coverage Against Severe Illness
You can suffer from severe health problems at any point in life. The medical costs associated with these ailments may simply take away all of your savings.
So, before choosing any types of life insurance plans in Miami Lakes, FL, you must undergo a medical exam and keep a medical history document with you while buying a severe illness coverage as an additional rider. It will help you pay your medical expenses without worrying about your financial strength.
4) Additional Returns On Maturity When You Pay Premium
A term insurance policy in Miami Lakes, FL, provides no maturity benefit. However, if you choose a premium return, you can gain a maturity advantage within the same term life insurance policy.
You will have to pay a slightly higher premium, which will be refunded if you perceive the policy’s maturity period.
Choosing Suitable Term Life Insurance Plans For Your Family
The process of selecting the best tax-free term life insurance plans in Miami Lakes, FL should be based on careful examination of your current financial strengths and your family’s future needs.
When deciding on the best tax-deferred term plan from the options available to you, you should always consider the benefits they provide. You must understand the details of the term plan before purchasing the term life policy from a life insurance company in Miami-Dade County.
You must also assess your requirements and compare which policy will provide you with the most benefits. Our My Term Life Guy in Miami Lakes, FL, offers a diverse range of permanent life insurance plans and solutions designed for our customers’ long-term care.
Our primary focus in Miami-Dade County is to ensure that customer needs are met throughout their life cycle – Child Education, Family Protection, Long-term Savings, and Retirement.
Call our team of My Term Life Guy at 561-990-9017 to get an instant term life insurance quote and learn about other coverage amounts.
Some information about Miami Lakes, FL
Miami Lakes is a suburb of Miami, an incorporated town and former census-designated place in Miami-Dade County, Florida, United States. As of 2018 US Census, 31,628 people live in Miami Lakes.
The development was constructed by Sengra (now the Graham Companies) beginning in 1962 on land formerly owned by Florida State Senator Ernest ‘Cap’ Graham. The Grahams stated for many years that it would be a 30-year development, but they are still developing to this day.
The original Miami Lakes development, east of the Palmetto Expressway, was master-planned by Lester Collins with curving tree-shaded roadways and numerous curving lakes, which are unusual compared to most surrounding areas with their treeless streets on a square grid and rectangular lakes. This original development, which is on the east side of the more recently designated Town of Miami Lakes, has neighborhood shopping centers, tot-lot parks, and a town center named Main Street. A significant portion of Miami Lakes is still owned by the Grahams, mostly apartment buildings, shopping centers, office buildings, and undeveloped land. The town is an early model of the New Urbanism movement with shopping and services located within walking distance of residences as well as narrow, walkable streets and plenty of neighborhood parks.
When it was incorporated in December 2000, the Town of Miami Lakes became the 31st municipality in Miami-Dade County. Known as one of the youngest cities in the County, Miami Lakes is home to approximately 30,000 residents and more than 1,100 businesses.
Useful links for Miami Lakes, FL
Directions from Miami Lakes, FL to My Term Life Guy
Chronic Illness
If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.
Critical Illness
Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS
Terminal Illness
Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS
Unemployment
Waives 6 months worth of premium if you become unemployed for at least 4 weeks.
Looking for a Life Insurance Quote?
You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!
With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!
My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?
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* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.
Female
Elite non smoker
Age 50
$500,000 Coverage
$41,36/Mo
Male
Elite non smoker
Age 50
$500,000 Coverage
$51.48/Mo
How much does Term Life Insurance cost?
Our Provider Network
My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.
