THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.
The simplest way to protect your family's financial future?
Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
Life insurance for Life!
It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.
Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.
Life Insurance in North Lauderdale, FL 33068
How To Choose The Right Term Life Insurance In North Lauderdale, FL?
Life is full of unexpected events. Therefore, by getting a term life insurance plan in North Lauderdale, FL, you can protect your family and ensure financial stability in complex situations.
However, selecting the proper term life insurance plan can be a big challenge with such a broad range of term insurance policies on the market. Most insurance buyers are confused about the policy period, the amount of premium for life insurance to choose, what plan to purchase without an income tax, and so on.
Specific aspects must be considered when selecting the most comprehensive insurance types of coverage in North Lauderdale, FL. Let’s discuss a few tips provided by My Term Life Guy for choosing the best income-tax-free term life insurance plan in Broward County.
1) Identify Future Needs & Responsibilities: Think Long-term
Is life insurance even necessary? Ask yourself if you require it. The answer will determine whether or not you need term insurance. You must consider various factors when deciding.
Furthermore, you must also consider your dependent family members as you move forward in life. So you should focus on the future and prepare for upcoming financial liabilities.
A single person’s financial strength and responsibilities differ from those of a married or unmarried person. Therefore, when you buy life insurance, you should determine the appropriate level of insurance. So you should focus on the future and prepare for upcoming financial liabilities.
2) Compare Insurance Plans
We are all aware that term insurance plans are among the most affordable types of life insurance. So, it is essential to compare the terms & conditions of the term insurance plans. By comparing life insurance quotes from various plans, one can select the most comprehensive coverages for them in Broward County at the lowest premium rate.
Some term insurance plans are available in North Lauderdale, FL that do not require any medical history evaluation. However, to save money on the premium rate, people frequently mistake purchasing the incorrect plans. So choose insurance plans wisely according to your need.
3) Examine The Company’s Claim Settlement Ratio
One of the most important factors to consider when selecting a permanent life insurance policy in Broward County is the claim settlement ratio.
The company’s claim settlement ratio is calculated by dividing the number of claims resolved in a year by the number of claims submitted.
It is recommended that you select an insurance company in North Lauderdale, FL, with a higher claim settlement ratio because they are more reliant. Furthermore, it ensures that the beneficiary will obtain the policy’s benefits in the case of tax-deferred insurance.
4) Understand The Policy’s Rider Options
The best term insurance plan in North Lauderdale, FL for a single person covers all bases. Riders are one way to ensure this. A rider is an add-on cover provided by a term life insurance policy to supplement the policy’s coverage.
You can purchase riders from My Term Life Guy by paying an additional premium in addition to the policy’s primary coverage. Before settling on a plan, review the policy’s riders and what is included and excluded.
5) Prefer Buying Insurance Online & Save Agent Fees
There are numerous advantages to buying a tax-free insurance policy online compared to the offline method. The online policy purchase process is simple and easy. It also saves you a considerable amount of time and money.
Furthermore, to buy a life insurance plan in North Lauderdale, FL, the insurance buyer can go directly to the insurer’s website and thoroughly review the plan brochure. Since no agents are involved in the online process, one could save on the agent’s fees.
Many insurance companies in North Lauderdale, FL also provide premium discounts to customers. While buying life insurance coverage online, one can also check the insurance company’s credibility and make the right decision.
Buy Term Life Insurance Company From My Term Life Guy In North Lauderdale, FL
My Term Life Guy is ranked among one of the most affordable term life insurance companies in North Lauderdale, FL, offering the best life insurance costs. We allow the policyholder to purchase the term plan without a medical exam based on their age and the sum assured amount they choose. Our policy options are adaptable, allowing you to find the best policy for your long-term care.
We are a professional life insurance company in North Lauderdale, FL, and in the surrounding areas, we offer the best coverage amount to our clients. Our insurance agents in Broward County are highly qualified and talented in dealing with significant issues and providing our customers with a perfect solution. Call us at 561-990-9017 today for more information on term life insurance plans and get your instant free quote online today.
Some information about North Lauderdale, FL
North Lauderdale is a city in Broward County, Florida, United States. As of the 2010 census, the city’s population was 41,023. It is a principal city of the Miami metropolitan area, which was home to an estimated 6,012,331 people in the 2015 census.
At its creation in 1963, it was largely farmland on the western edge of development in Broward County. North Lauderdale was originally grazing pasture for cows and horses of the Anderson Dairy Farm and also an agricultural area for the Lena Lyons Stringbean Farm. Recognizing a rare opportunity to work with a blank slate, famed architect Morris Lapidus turned his attention to planning a city that would become North Lauderdale. Lapidus gained international notoriety for launching the 1950s “Miami Beach” style resort hotel. His design of the Fontainebleau Resort, the Eden Roc and Americana helped create the style of Miami Beach. After hotels, Lapidus turned to designing cities. North Lauderdale, “The City of Tomorrow”, was the first city he laid out. Residents still benefit from his influence and vision, which can be seen in the whimsical “beacons” lending the city prominence and in the distinct, amoebic shape of Boulevard of Champions. In the late 60’s, recognizing the growing demand for single-family homes, the Osias Organization, headed by Colonel Nathan Rood, who was also the first appointed Mayor, purchased most of the land and began the development of North Lauderdale proper. In April 1969, by straw vote, Michael Saraniero became the City’s first elected Mayor.
Once the city was laid out, the promise of affordable homes near the seaside ushered in a 10-year development boom in the 1970s. Where the rich and famous flocked to Miami Beach, regular families enamored with the Sun Belt, moved to North Lauderdale. Thousands moved in and neighborhood after neighborhood came to life. The city’s character took shape of a younger, family-oriented community where most social interaction took place after work around a softball field. North Lauderdale is a city where a week of hard work is rewarded with sunshine-filled weekends and family barbecues.
Directions from North Lauderdale, FL to My Term Life Guy
If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.
Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS
Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS
Waives 6 months worth of premium if you become unemployed for at least 4 weeks.
Looking for a Life Insurance Quote?
You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!
With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!
My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?
* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.
Elite non smoker
Elite non smoker
How much does Term Life Insurance cost?
Our Provider Network
My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.