THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

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Death: Covered

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Stroke: Not Covered

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Cancer: Not Covered

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Heart Attack: Not Covered

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Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

Life Insurance in Palm Beach, FL 33480

Reasons You Should Hire A Life Insurance Broker In Palm Beach, FL

The plethora of insurance options make navigation difficult. With so many choices available, it’s challenging to know what’s right. However, consulting the life insurance broker in Palm Beach, FL can help you navigate those choppy seas and reach the other side of the goal.

Life insurance brokers in Palm Beach, FL can work with a single insurer and assist customers in selecting the best plan offered by that insurance company. They can also work as independent insurance agents negotiating the best possible rate with many different insurers.

At My Term Life Guy, life insurance brokers give clients good financial advisory services and customer support. Our main aim is to respect the customer’s sentiments and deliver the insurance plans and services for your long-term care.

Why Should You Hire A Life Insurance Broker?

To help you further, we have listed down the three reasons you should hire a insurance broker while you plan to buy life insurance in Palm Beach County.

1) Personal Expert Representative At Disposal

The term life insurance brokers in Palm Beach County will interview you to offer you and your family members the best policy type. We ask you about your medical history, risky habits and activities, sources of income, and so on to predict the actual coverage amount you need.

Insurance brokers in Palm Beach, FL typically understand every company’s offering, specific benefits, insurance exclusions, and disadvantages because they work with various insurers.

A life insurance broker evaluates your requirement, presents you with a life insurance quote and insurance policies, and tells you if you need a medical exam.

After that, this expert will assist you in purchasing the best policy at affordable life insurance costs. Beyond this, your life insurance broker will ensure that you have numerous benefits to protect your family and provide adequate financial strength.

2) Timely Application Procedure

While you can apply for income tax-free life insurance in Palm Beach, FL on your own, there may be times when you need to wait for a response to determine the status of your application. This may require a significant amount of your time and patience.

On the other hand, contacting a broker in Palm Beach, FL, will save you time by receiving updates on your application rather than doing follow-ups with the organization yourself. It’s also helpful to have a life insurance broker who can archive all your paperwork and thoroughly explain your need for different types of life insurance.

This is useful, especially if your claim is denied based on inaccurate disclosure of pre-existing medical conditions, risky habits, and lifestyle. After you’ve made lifestyle upgrades, your broker can re-submit your application.

3) Easy Comparison Among Suitable Coverage Plans

While selecting the best tax-free life insurance policy in Palm Beach, FL can be challenging. Choosing from different types of coverage may be best for you and your financial needs. You can change insurance policies with time to adjust to the new options. Since a broker is solely focused on your specific needs, they can do all of the legwork and research for you.

Heating And Cooling Companies in Palm Beach, FL

We at My Term Life Guy narrow down a plethora of policy options to assist you in selecting the right tax-deferred insurance program in Palm Beach County as per your needs. This allows you to take advantage of life insurance coverage and refine your search to keep you focused on the policies that adequately suit you and your loved ones’ desires.

Why Hire A Life Insurance Broker From My Term Life Guy In Palm Beach?

My Term Life Guy is an expert & professional universal life insurance company in Palm Beach, FL, and nearby areas. Our permanent life insurance brokers at My Term Life Guy are highly skilled and proficient in complex issues and provide our clients with a delectable solution to boost their financial strength.

We prioritize our clients above all, which accounts for our tremendous success and growth. Please contact us on 561-990-9017 today to get your life insurance quote.


Some information about Palm Beach, FL

Palm Beach is an incorporated town in Palm Beach County, Florida, United States. Located on an island in east-central Palm Beach County, the town is separated from several nearby cities including West Palm Beach and Lake Worth Beach by the Intracoastal Waterway to its west, though Palm Beach borders a small section of the latter and South Palm Beach at its southern boundaries. As of 2010 census, Palm Beach had a year-round population of 8,348 and an estimated population of 8,816 in 2019, increasing by around 25,000 people between November and April.

Native Americans previously inhabited the island of Palm Beach, with the Jaegas arriving at least 3,000 years ago. Evidence for their inhabitation of the island are three pre-Columbian archaeological complexes. These complexes include a burial mound, six unmarked Native American cemeteries, and a more recent burial site which suggested interaction between indigenous people and Europeans.

White settlers began arriving in modern-day Palm Beach by 1872. Hiram F. Hammon made the first homestead claim in 1873 along Lake Worth. At the time, the lake area had fewer than 12 people. By 1877, the Tustenegee Post Office was established in modern-day Palm Beach, becoming the lake area’s first post office. Along the coast of Palm Beach, the Providencia wrecked in 1878 with a cargo of 20,000 coconuts, which were quickly planted. In 1880, Elisha Newton ‘Cap’ Dimick converted his private residence to a hotel known as the Cocoanut Grove House. At the time of its opening, the Cocoanut Grove House was the only hotel along Florida’s east coast between Titusville and Key West. A fire destroyed the hotel in October 1893. The Star Route, also known as the Barefoot Mailman route, began serving the area in 1885. Carriers delivered mail by foot or boat from Palm Beach and other nearby communities to as far south as Miami, a round trip of 136 miles (219 km). The first schoolhouse in southeast Florida (also known as the Little Red Schoolhouse) opened in Palm Beach in 1886.

Henry Flagler, a Standard Oil tycoon, made his first visit to Palm Beach in 1893, and described the area as a ‘veritable paradise’. That same year, Flagler hired George W. Potter to plot 48 blocks for West Palm Beach, a city to house workers at his hotels, and construction began on the Royal Poinciana Hotel. The Royal Poinciana Hotel opened for business on February 11, 1894. Flagler, also the owner of the Florida East Coast Railway, extended the railroad southward to West Palm Beach by the following month. In 1896, Flagler opened a second hotel originally known as Wayside Inn, before being renamed Palm Beach Inn, and later becoming The Breakers. Fires later burned down the hotel in 1903 and 1925, but it was rebuilt twice. The Palm Beach Daily News began publication in 1897 originally under the name Daily Lake Worth News.

Learn more about Palm Beach.

Directions from Palm Beach, FL to My Term Life Guy

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

OR

* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!