THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

Tick

Death: Covered

x

Stroke: Not Covered

x

Cancer: Not Covered

x

Heart Attack: Not Covered

x

Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

Life Insurance in Palm Beach Gardens, FL 33403

Reasons You Should Hire A Life Insurance Broker In Palm Beach Gardens, FL

The plethora of insurance options make navigation difficult. With so many choices available, it’s challenging to know what’s right. However, consulting the life insurance broker in Palm Beach Gardens, FL can help you navigate those choppy seas and reach the other side of the goal.

Life insurance brokers in Palm Beach Gardens, FL can work with a single insurer and assist customers in selecting the best plan offered by that insurance company. They can also work as independent insurance agents negotiating the best possible rate with many different insurers.

At My Term Life Guy, life insurance brokers give clients good financial advisory services and customer support. Our main aim is to respect the customer’s sentiments and deliver the insurance plans and services for your long-term care.

Why Should You Hire A Life Insurance Broker?

To help you further, we have listed down the three reasons you should hire a insurance broker while you plan to buy life insurance in Palm Beach County.

1) Personal Expert Representative At Disposal

Heating And Cooling Companies in Palm Beach Gardens, FL

The term life insurance brokers in Palm Beach County will interview you to offer you and your family members the best policy type. We ask you about your medical history, risky habits and activities, sources of income, and so on to predict the actual coverage amount you need.

Insurance brokers in Palm Beach Gardens, FL typically understand every company’s offering, specific benefits, insurance exclusions, and disadvantages because they work with various insurers.

A life insurance broker evaluates your requirement, presents you with a life insurance quote and insurance policies, and tells you if you need a medical exam.

After that, this expert will assist you in purchasing the best policy at affordable life insurance costs. Beyond this, your life insurance broker will ensure that you have numerous benefits to protect your family and provide adequate financial strength.

2) Timely Application Procedure

While you can apply for income tax-free life insurance in Palm Beach Gardens, FL on your own, there may be times when you need to wait for a response to determine the status of your application. This may require a significant amount of your time and patience.

On the other hand, contacting a broker in Palm Beach Gardens, FL, will save you time by receiving updates on your application rather than doing follow-ups with the organization yourself. It’s also helpful to have a life insurance broker who can archive all your paperwork and thoroughly explain your need for different types of life insurance.

This is useful, especially if your claim is denied based on inaccurate disclosure of pre-existing medical conditions, risky habits, and lifestyle. After you’ve made lifestyle upgrades, your broker can re-submit your application.

3) Easy Comparison Among Suitable Coverage Plans

While selecting the best tax-free life insurance policy in Palm Beach Gardens, FL can be challenging. Choosing from different types of coverage may be best for you and your financial needs. You can change insurance policies with time to adjust to the new options. Since a broker is solely focused on your specific needs, they can do all of the legwork and research for you.

We at My Term Life Guy narrow down a plethora of policy options to assist you in selecting the right tax-deferred insurance program in Palm Beach County as per your needs. This allows you to take advantage of life insurance coverage and refine your search to keep you focused on the policies that adequately suit you and your loved ones’ desires.

Why Hire A Life Insurance Broker From My Term Life Guy In Palm Beach Gardens?

My Term Life Guy is an expert & professional universal life insurance company in Palm Beach Gardens, FL, and nearby areas. Our permanent life insurance brokers at My Term Life Guy are highly skilled and proficient in complex issues and provide our clients with a delectable solution to boost their financial strength.

We prioritize our clients above all, which accounts for our tremendous success and growth. Please contact us on 561-990-9017 today to get your life insurance quote.


Some information about Palm Beach Gardens, FL

Palm Beach Gardens is a city in Palm Beach County in the U.S. state of Florida, 77 miles north of downtown Miami. As of the 2010 United States Census, the population was 48,452. Palm Beach Gardens is a principal city of the Miami metropolitan area, which was home to an estimated 6.1 million people at the 2019 census.

Prior to development, the land that became Palm Beach Gardens was primarily cattle ranches and pine forests, as well as swampland farther west. In 1959, wealthy landowner and insurance magnate John D. MacArthur announced plans to develop 4,000 acres (16 km2) and build homes for 55,000 people. He chose the name Palm Beach Gardens after his initial choice, Palm Beach City, was denied by the Florida Legislature, because of the similarity of the name to the nearby Palm Beach. MacArthur planned to build a ‘garden city’ so he altered the name slightly. The city was incorporated as a ‘paper town’ (meaning that it existed only on paper) in 1959. The 1960 Census recorded that the city officially had a population of one, apparently a squatter whom MacArthur had allowed to stay on his property.

Rapid development took place in the 1960s. By 1970 the city had a population approaching 7,000 people. To showcase his new community, MacArthur purchased an 80-year-old banyan tree located in nearby Lake Park, that was to be cut down to enlarge a dentist’s office. It cost $30,000 and 1,008 hours of manpower to move it. A second banyan was moved the following year. While moving the first banyan tree over the Florida East Coast Railway, the massive tree shifted and disconnected the Western Union telephone and telegraph lines running adjacent to the railroad, cutting off most communications between Miami, 78 miles (126 km) to the south, and the outside world until the damage could be repaired. These trees still remain at the center of MacArthur Boulevard near Northlake Boulevard and are still featured on the city shield. In January 2007, the great-grandson of impressionist artist Pierre-Auguste Renoir, Alexandre Renoir, presented a painting to the city which depicts the Gardens banyan tree. It is currently on display at the city hall on North Military Trail.

City growth was slow but steady throughout the 1970s and 1980s, as the population has still not reached the predicted 55,000 people envisioned by MacArthur. However, the opening of the 1,300,000-square-foot (120,000 m2) Gardens Mall in 1988 initiated a new wave of development, as did the sell off in 1999 of approximately 5,000 acres (20 km2) in the city by the John D. and Catherine T. MacArthur Foundation. Development of this property happened quickly and led to much new growth in the city. The city adopted an Art in Public Places ordinance in 1989 and has amassed an eclectic collection of works.

Learn more about Palm Beach Gardens.

Directions from Palm Beach Gardens, FL to My Term Life Guy

← Previous Service LocationNext Service Location →

Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

OR

* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

shutterstock 383102617

When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!