THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

Tick

Death: Covered

x

Stroke: Not Covered

x

Cancer: Not Covered

x

Heart Attack: Not Covered

x

Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

Life Insurance in Sea Ranch Lakes, FL 33308

How To Choose The Right Term Life Insurance In Sea Ranch Lakes, FL?

Life is full of unexpected events. Therefore, by getting a term life insurance plan in Sea Ranch Lakes, FL, you can protect your family and ensure financial stability in complex situations.

However, selecting the proper term life insurance plan can be a big challenge with such a broad range of term insurance policies on the market. Most insurance buyers are confused about the policy period, the amount of premium for life insurance to choose, what plan to purchase without an income tax, and so on.

Specific aspects must be considered when selecting the most comprehensive insurance types of coverage in Sea Ranch Lakes, FL. Let’s discuss a few tips provided by My Term Life Guy for choosing the best income-tax-free term life insurance plan in Broward County.

Heating And Cooling Companies in Sea Ranch Lakes, FL

1) Identify Future Needs & Responsibilities: Think Long-term

Is life insurance even necessary? Ask yourself if you require it. The answer will determine whether or not you need term insurance. You must consider various factors when deciding.

Furthermore, you must also consider your dependent family members as you move forward in life. So you should focus on the future and prepare for upcoming financial liabilities.

A single person’s financial strength and responsibilities differ from those of a married or unmarried person. Therefore, when you buy life insurance, you should determine the appropriate level of insurance. So you should focus on the future and prepare for upcoming financial liabilities.

2) Compare Insurance Plans

We are all aware that term insurance plans are among the most affordable types of life insurance. So, it is essential to compare the terms & conditions of the term insurance plans. By comparing life insurance quotes from various plans, one can select the most comprehensive coverages for them in Broward County at the lowest premium rate.

Some term insurance plans are available in Sea Ranch Lakes, FL that do not require any medical history evaluation. However, to save money on the premium rate, people frequently mistake purchasing the incorrect plans. So choose insurance plans wisely according to your need.

3) Examine The Company’s Claim Settlement Ratio

One of the most important factors to consider when selecting a permanent life insurance policy in Broward County is the claim settlement ratio.

The company’s claim settlement ratio is calculated by dividing the number of claims resolved in a year by the number of claims submitted.

It is recommended that you select an insurance company in Sea Ranch Lakes, FL, with a higher claim settlement ratio because they are more reliant. Furthermore, it ensures that the beneficiary will obtain the policy’s benefits in the case of tax-deferred insurance.

4) Understand The Policy’s Rider Options

The best term insurance plan in Sea Ranch Lakes, FL for a single person covers all bases. Riders are one way to ensure this. A rider is an add-on cover provided by a term life insurance policy to supplement the policy’s coverage.

You can purchase riders from My Term Life Guy by paying an additional premium in addition to the policy’s primary coverage. Before settling on a plan, review the policy’s riders and what is included and excluded.

5) Prefer Buying Insurance Online & Save Agent Fees

There are numerous advantages to buying a tax-free insurance policy online compared to the offline method. The online policy purchase process is simple and easy. It also saves you a considerable amount of time and money.

Furthermore, to buy a life insurance plan in Sea Ranch Lakes, FL, the insurance buyer can go directly to the insurer’s website and thoroughly review the plan brochure. Since no agents are involved in the online process, one could save on the agent’s fees.

Many insurance companies in Sea Ranch Lakes, FL also provide premium discounts to customers. While buying life insurance coverage online, one can also check the insurance company’s credibility and make the right decision.

Buy Term Life Insurance Company From My Term Life Guy In Sea Ranch Lakes, FL

My Term Life Guy is ranked among one of the most affordable term life insurance companies in Sea Ranch Lakes, FL, offering the best life insurance costs. We allow the policyholder to purchase the term plan without a medical exam based on their age and the sum assured amount they choose. Our policy options are adaptable, allowing you to find the best policy for your long-term care.

We are a professional life insurance company in Sea Ranch Lakes, FL, and in the surrounding areas, we offer the best coverage amount to our clients. Our insurance agents in Broward County are highly qualified and talented in dealing with significant issues and providing our customers with a perfect solution. Call us at 561-990-9017 today for more information on term life insurance plans and get your instant free quote online today.


Some information about Sea Ranch Lakes, FL

Sea Ranch Lakes is a village in Broward County, Florida, United States. The population was 670 at the 2010 census. It is located on North Ocean Drive and is surrounded by Lauderdale-by-the-Sea. The majority of the village is a gated community, with the remainder being a public shopping plaza and a private beach club for village residents, with a pool and access to Sea Ranch Lakes Beach.

It was named after the Sea Ranch Hotel, a landmark hotel across from North Ocean Drive, the gated community’s main, public road. The ‘Lakes‘ part was added because of the residential village’s two artificial lakes. The private road leading into the village’s entrance is Gatehouse Drive.

Learn more about Sea Ranch Lakes.

Directions from Sea Ranch Lakes, FL to My Term Life Guy

← Previous Service LocationNext Service Location →

Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

OR

* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

shutterstock 383102617

When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!