THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

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Death: Covered

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Stroke: Not Covered

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Cancer: Not Covered

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Heart Attack: Not Covered

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Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

Life Insurance in West Palm Beach, FL 33401

Reasons You Should Hire A Life Insurance Broker In West Palm Beach, FL

The plethora of insurance options make navigation difficult. With so many choices available, it’s challenging to know what’s right. However, consulting the life insurance broker in West Palm Beach, FL can help you navigate those choppy seas and reach the other side of the goal.

Life insurance brokers in West Palm Beach, FL can work with a single insurer and assist customers in selecting the best plan offered by that insurance company. They can also work as independent insurance agents negotiating the best possible rate with many different insurers.

At My Term Life Guy, life insurance brokers give clients good financial advisory services and customer support. Our main aim is to respect the customer’s sentiments and deliver the insurance plans and services for your long-term care.

Why Should You Hire A Life Insurance Broker?

To help you further, we have listed down the three reasons you should hire a insurance broker while you plan to buy life insurance in Palm Beach County.

1) Personal Expert Representative At Disposal

The term life insurance brokers in Palm Beach County will interview you to offer you and your family members the best policy type. We ask you about your medical history, risky habits and activities, sources of income, and so on to predict the actual coverage amount you need.

Insurance brokers in West Palm Beach, FL typically understand every company’s offering, specific benefits, insurance exclusions, and disadvantages because they work with various insurers.

A life insurance broker evaluates your requirement, presents you with a life insurance quote and insurance policies, and tells you if you need a medical exam.

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After that, this expert will assist you in purchasing the best policy at affordable life insurance costs. Beyond this, your life insurance broker will ensure that you have numerous benefits to protect your family and provide adequate financial strength.

2) Timely Application Procedure

While you can apply for income tax-free life insurance in West Palm Beach, FL on your own, there may be times when you need to wait for a response to determine the status of your application. This may require a significant amount of your time and patience.

On the other hand, contacting a broker in West Palm Beach, FL, will save you time by receiving updates on your application rather than doing follow-ups with the organization yourself. It’s also helpful to have a life insurance broker who can archive all your paperwork and thoroughly explain your need for different types of life insurance.

This is useful, especially if your claim is denied based on inaccurate disclosure of pre-existing medical conditions, risky habits, and lifestyle. After you’ve made lifestyle upgrades, your broker can re-submit your application.

3) Easy Comparison Among Suitable Coverage Plans

While selecting the best tax-free life insurance policy in West Palm Beach, FL can be challenging. Choosing from different types of coverage may be best for you and your financial needs. You can change insurance policies with time to adjust to the new options. Since a broker is solely focused on your specific needs, they can do all of the legwork and research for you.

We at My Term Life Guy narrow down a plethora of policy options to assist you in selecting the right tax-deferred insurance program in Palm Beach County as per your needs. This allows you to take advantage of life insurance coverage and refine your search to keep you focused on the policies that adequately suit you and your loved ones’ desires.

Why Hire A Life Insurance Broker From My Term Life Guy In West Palm Beach?

My Term Life Guy is an expert & professional universal life insurance company in West Palm Beach, FL, and nearby areas. Our permanent life insurance brokers at My Term Life Guy are highly skilled and proficient in complex issues and provide our clients with a delectable solution to boost their financial strength.

We prioritize our clients above all, which accounts for our tremendous success and growth. Please contact us on 561-990-9017 today to get your life insurance quote.


Some information about West Palm Beach, FL

West Palm Beach is a city in and the county seat of Palm Beach County, Florida, United States. It is located immediately to the west of the adjacent Palm Beach, which is situated on a barrier island across the Lake Worth Lagoon. The population was 117,415 at the 2020 census. West Palm Beach is a principal city of the Miami metropolitan area, which was home to 6,138,333 people in 2020. It is the oldest incorporated municipality in the South Florida area, incorporated as a city two years before Miami in November 1894. West Palm Beach is located approximately 68 miles (109 km) north of Downtown Miami.

The beginning of the historic period in south Florida is marked by Juan Ponce de León’s first contact with native people in 1513. Europeans found a thriving native population, which they categorized into separate tribes: the Mayaimi in the Lake Okeechobee Basin and the Jaega and Ais people in the East Okeechobee area and on the east coast north of the Tequesta. When the Spanish arrived, there were perhaps about 20,000 Native Americans in south Florida. By 1763, when the English gained control of Florida, the native peoples had all but been wiped out through war, enslavement, or European diseases.

Other native peoples from Alabama and Georgia moved into Florida in the early 18th century. They were of varied ancestry, but Europeans called them all ‘Creeks.’ In Florida, they were known as the Seminole and Miccosukee Indians. The Seminoles clashed with American settlers over land and over escaped slaves who found refuge among them. They resisted the government’s efforts to move them to the Indian Territory west of the Mississippi River. Between 1818 and 1858, three wars were fought between Seminoles and the United States government. By 1858, there were very few Seminoles remaining in Florida.

The area that was to become West Palm Beach was settled in the late 1870s and 1880s by a few hundred settlers who called the vicinity ‘Lake Worth Country.’ These settlers were a diverse community from different parts of the United States and the world. They included founding families such as the Potters and the Lainharts, who would go on to become leading members of the business community in the fledgling city. The first white settlers in Palm Beach County lived around Lake Worth, which at the time was an enclosed freshwater lake, named after Colonel William Jenkins Worth, who had fought in the Second Seminole War in Florida in 1842. Most settlers engaged in the growing of tropical fruits and vegetables for shipment to the north via Lake Worth and the Indian River. By 1890, the U.S. Census counted over 200 people settled along Lake Worth in the vicinity of what would become West Palm Beach. The area at this time also boasted a hotel, the ‘Cocoanut House’, a church, and a post office. The city was platted by Henry Flagler as a community to house the servants working in the two grand hotels on the neighboring island of Palm Beach, across Lake Worth in 1893, coinciding with the arrival of the Florida East Coast railroad. Flagler paid two area settlers, Captain Porter and Louie Hillhouse, a combined sum of $45,000 for the original town’s site, stretching from Clear Lake to Lake Worth.

Learn more about West Palm Beach.

Directions from West Palm Beach, FL to My Term Life Guy

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

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* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!