THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.
The simplest way to protect your family's financial future?
Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
Life insurance for Life!
It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.
Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.
No Exam Life Insurance in Bay Harbor Islands, FL 33154
Why Should You Get Life Insurance Policy Without Medical Exam In Bay Harbor Islands, FL?
Are you looking for a life insurance policy but do not want the hassle that requires a medical exam in Bay Harbor Islands, FL? Do you want your life insurance process to be fast and convenient? My Term Life Guy understands you and your requirements!
If you don’t have a severe medical condition, you may think life insurance is not available for you. A medical exam helps the insurance company offer life insurance according to your risk and set your premium. This exam is usually needed for most types of life insurance, such as term life insurance. It is hassle-free, fast, and most importantly, covers pre-existing medical conditions.
Types Of Life Insurance Policy In Without Medical Exam
It’s possible to choose two types of life insurance policies while opting for Life Insurance Policy Without Taking A Medical Exam – A Simplified Issue or Guaranteed Issue.
1) Simplified Issue: A simplified policy asks you to fill out a lot of information about your health, medical history, and family medical history. You will also need to let them see your medical records from the past. You don’t have to get checked out by a doctor. The answers to your health questions and your medical records are all that’s needed.
Simplified issue insurance can be for term life or whole life insurance coverage. To get this kind of insurance, you have to pay more than you would for a traditional life insurance policy that requires a health check.
2) Guaranteed Issue: Suppose you don’t qualify for traditional or simplified issue life insurance, either because you have a pre-existing condition or because the premiums are too high for you. In that case, there are still ways for you to get life insurance. You might want to think about a life insurance policy guaranteed to work.
When you apply for guaranteed issue life insurance, you don’t have to go through a medical check-up. Guaranteed-issue policies ask only a few questions about your health information to get an insured card.
Reasons For Obtaining Life Insurance Policy Without Medical Exams
1) Convenience & Fast Procedure
When you don’t want to get into the waiting period of the application process of a traditional life insurance policy and want a convenient and fast procedure, there comes a life insurance policy without a medical exam in Miami-Dade County.
2) Quick Acceptance
In the case of no medical exam, you can get insurance right away instead of waiting weeks for the application process and results. It might be a good idea if you need coverage quickly, like for a trip.
3) Coverage Against Your Pre-Existing Medical Conditions
It is to help people in Bay Harbor Islands, FL, get the coverage they need and protect their families who might not get insurance through traditional policies.
Because the coverage amounts are smaller than other types of life insurance, many people use it to cover their final expenses. It can help someone pay for funeral costs and other medical bills and pay off debts at the end of life.
Why Hire My Term Life Guy While Buying Life Insurance Policy Without Medical Exam?
We at My Term Life Guy understand your needs. Our insurer provides this policy to help you receive better compensation. So, our insurance agent in Miami-Dade County assists in maximizing coverage amounts of your final expense insurance.
My Term Life Guy in Bay Harbor Islands, FL understands that everyone’s health and financial stability is important. Even if you are not in bad health, you need life insurance to secure your future health expenses.
Therefore, we offer this type of life insurance to guarantee acceptance into no medical exam life insurance with few health questions and no medical checkup in Miami-Dade County. Call us now at 561-990-9017 to get a life insurance policy without a medical exam.
Some information about Bay Harbor Islands, FL
Bay Harbor Islands is a town in Miami-Dade County, Florida, United States. The population was 5,628 at the 2010 census. It is separated from the mainland by Biscayne Bay, over which the land masses are connected via the Broad Causeway. On the mainland side, Bay Harbor Islands is bordered by the city of North Miami, while to the east it borders the villages of Bal Harbour and Surfside. To the south lies the exclusive village of Indian Creek. Bay Harbor Islands is about 20 minutes’ driving distance away from Miami International Airport, and it is situated between the larger cities of Aventura and Miami Beach.
Bay Harbor Islands was founded by Shepard Broad on April 28, 1947. It consists of two islands: originally known as Broadview and Bay Harbor, now referred to as, respectively, the West and East Islands. The West Island features single family homes, while the East Island contains the business district, a K-8 school, and multi-family housing.
Directions from Bay Harbor Islands, FL to My Term Life Guy
If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.
Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS
Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS
Waives 6 months worth of premium if you become unemployed for at least 4 weeks.
Looking for a Life Insurance Quote?
You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!
With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!
My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?
* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.
Elite non smoker
Elite non smoker
How much does Term Life Insurance cost?
Our Provider Network
My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.