THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

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Death: Covered

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Stroke: Not Covered

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Cancer: Not Covered

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Heart Attack: Not Covered

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Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

No Exam Life Insurance in Biscayne Park, FL 33161

Why Should You Get Life Insurance Policy Without Medical Exam In Biscayne Park, FL?

Are you looking for a life insurance policy but do not want the hassle that requires a medical exam in Biscayne Park, FL? Do you want your life insurance process to be fast and convenient? My Term Life Guy understands you and your requirements!

If you don’t have a severe medical condition, you may think life insurance is not available for you. A medical exam helps the insurance company offer life insurance according to your risk and set your premium. This exam is usually needed for most types of life insurance, such as term life insurance. It is hassle-free, fast, and most importantly, covers pre-existing medical conditions.

Types Of Life Insurance Policy In Without Medical Exam

It’s possible to choose two types of life insurance policies while opting for Life Insurance Policy Without Taking A Medical Exam – A Simplified Issue or Guaranteed Issue.

1) Simplified Issue: A simplified policy asks you to fill out a lot of information about your health, medical history, and family medical history. You will also need to let them see your medical records from the past. You don’t have to get checked out by a doctor. The answers to your health questions and your medical records are all that’s needed.

Simplified issue insurance can be for term life or whole life insurance coverage. To get this kind of insurance, you have to pay more than you would for a traditional life insurance policy that requires a health check.

2) Guaranteed Issue: Suppose you don’t qualify for traditional or simplified issue life insurance, either because you have a pre-existing condition or because the premiums are too high for you. In that case, there are still ways for you to get life insurance. You might want to think about a life insurance policy guaranteed to work.

When you apply for guaranteed issue life insurance, you don’t have to go through a medical check-up. Guaranteed-issue policies ask only a few questions about your health information to get an insured card.

Reasons For Obtaining Life Insurance Policy Without Medical Exams

1) Convenience & Fast Procedure

When you don’t want to get into the waiting period of the application process of a traditional life insurance policy and want a convenient and fast procedure, there comes a life insurance policy without a medical exam in Miami-Dade County.

2) Quick Acceptance

In the case of no medical exam, you can get insurance right away instead of waiting weeks for the application process and results. It might be a good idea if you need coverage quickly, like for a trip.

3) Coverage Against Your Pre-Existing Medical Conditions

It is to help people in Biscayne Park, FL, get the coverage they need and protect their families who might not get insurance through traditional policies.

Because the coverage amounts are smaller than other types of life insurance, many people use it to cover their final expenses. It can help someone pay for funeral costs and other medical bills and pay off debts at the end of life.

Why Hire My Term Life Guy While Buying Life Insurance Policy Without Medical Exam?

We at My Term Life Guy understand your needs. Our insurer provides this policy to help you receive better compensation. So, our insurance agent in Miami-Dade County assists in maximizing coverage amounts of your final expense insurance.

My Term Life Guy in Biscayne Park, FL understands that everyone’s health and financial stability is important. Even if you are not in bad health, you need life insurance to secure your future health expenses.

Heating And Cooling Companies in Biscayne Park, FL

Therefore, we offer this type of life insurance to guarantee acceptance into no medical exam life insurance with few health questions and no medical checkup in Miami-Dade County. Call us now at 561-990-9017 to get a life insurance policy without a medical exam.


Some information about Biscayne Park, FL

Biscayne Park is a village in Miami-Dade County, Florida, United States. Biscayne Park was developed in the 1920s by Arthur Griffing. Biscayne Park was originally a neighborhood of the City of Miami when it was annexed into the City of Miami in 1925. With the arrival of the Great Depression, the City of Miami gave up its jurisdiction and Biscayne Park was incorporated as its own town in 1931. In 1933, the town decided to become a village, and changed its name to the Village of Biscayne Park.

Biscayne Park is located at 25°52′55″N 80°10′51″W / 25.88194°N 80.18083°W (25.881972, -80.180868).According to the United States Census Bureau, the village has a total area of 0.6 square miles (1.6 km2), all land.

  • North Miami
  • North Miami Up arrow left.svg Up-1.svg Up arrow right.svg North Miami
  • Unincorporated Miami-Dade County Left.svg Right.svg Unincorporated Miami-Dade County
  • Miami Shores Down arrow left.svg Down arrow.svg Down arrow right.svg Miami Shores
  • Miami Shores

Learn more about Biscayne Park.

Directions from Biscayne Park, FL to My Term Life Guy

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

OR

* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!