THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.
The simplest way to protect your family's financial future?
Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
Life insurance for Life!
It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.
Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.
No Exam Life Insurance in Homestead, FL 33030
Why Should You Get Life Insurance Policy Without Medical Exam In Homestead, FL?
Are you looking for a life insurance policy but do not want the hassle that requires a medical exam in Homestead, FL? Do you want your life insurance process to be fast and convenient? My Term Life Guy understands you and your requirements!
If you don’t have a severe medical condition, you may think life insurance is not available for you. A medical exam helps the insurance company offer life insurance according to your risk and set your premium. This exam is usually needed for most types of life insurance, such as term life insurance. It is hassle-free, fast, and most importantly, covers pre-existing medical conditions.
Types Of Life Insurance Policy In Without Medical Exam
It’s possible to choose two types of life insurance policies while opting for Life Insurance Policy Without Taking A Medical Exam – A Simplified Issue or Guaranteed Issue.
1) Simplified Issue: A simplified policy asks you to fill out a lot of information about your health, medical history, and family medical history. You will also need to let them see your medical records from the past. You don’t have to get checked out by a doctor. The answers to your health questions and your medical records are all that’s needed.
Simplified issue insurance can be for term life or whole life insurance coverage. To get this kind of insurance, you have to pay more than you would for a traditional life insurance policy that requires a health check.
2) Guaranteed Issue: Suppose you don’t qualify for traditional or simplified issue life insurance, either because you have a pre-existing condition or because the premiums are too high for you. In that case, there are still ways for you to get life insurance. You might want to think about a life insurance policy guaranteed to work.
When you apply for guaranteed issue life insurance, you don’t have to go through a medical check-up. Guaranteed-issue policies ask only a few questions about your health information to get an insured card.
Reasons For Obtaining Life Insurance Policy Without Medical Exams
1) Convenience & Fast Procedure
When you don’t want to get into the waiting period of the application process of a traditional life insurance policy and want a convenient and fast procedure, there comes a life insurance policy without a medical exam in Miami-Dade County.
2) Quick Acceptance
In the case of no medical exam, you can get insurance right away instead of waiting weeks for the application process and results. It might be a good idea if you need coverage quickly, like for a trip.
3) Coverage Against Your Pre-Existing Medical Conditions
It is to help people in Homestead, FL, get the coverage they need and protect their families who might not get insurance through traditional policies.
Because the coverage amounts are smaller than other types of life insurance, many people use it to cover their final expenses. It can help someone pay for funeral costs and other medical bills and pay off debts at the end of life.
Why Hire My Term Life Guy While Buying Life Insurance Policy Without Medical Exam?
We at My Term Life Guy understand your needs. Our insurer provides this policy to help you receive better compensation. So, our insurance agent in Miami-Dade County assists in maximizing coverage amounts of your final expense insurance.
My Term Life Guy in Homestead, FL understands that everyone’s health and financial stability is important. Even if you are not in bad health, you need life insurance to secure your future health expenses.
Therefore, we offer this type of life insurance to guarantee acceptance into no medical exam life insurance with few health questions and no medical checkup in Miami-Dade County. Call us now at 561-990-9017 to get a life insurance policy without a medical exam.
Some information about Homestead, FL
Homestead is a city within Miami-Dade County in the U.S. state of Florida, between Biscayne National Park to the east and Everglades National Park to the west. Homestead is primarily a Miami suburb and a major agricultural area. It is a principal city of the Miami metropolitan area, which was home to an estimated 6,012,331 people at the 2015 census.
Homestead experiences a tropical monsoon climate (Köppen climate classification Am) that borders on a tropical savanna climate (Aw). Summers are hot and humid and high temperatures average between 90° and 92 °F (32° to 33 °C). Winters are warm and dry. The all-time record high temperature is 100 °F (38 °C), on 21 July 1942. Lows in summer average between 70° and 75 °F (21° to 24 °C), with low temperatures in all times of year averaging 5 degrees cooler than coastal Miami, mainly because of its inland and rural location. In winter, the area sees cold fronts bring cold weather for short periods from November to March. The lowest temperature ever recorded is 26 °F (-3 °C), on 13 December 1934, which was recorded at Homestead Air Force Base, some 10 miles east of the town. High temperatures in winter average between 68° and 80 °F (18° to 26 °C), and lows average between 57° and 64 °F (8° to 14 °C). Summer is the season when most of the rain occurs. Homestead has a wet season lasting from mid-May to early October. The dry season sees some rain, with most of it coming with the passing of cold fronts. Snow flurries were reported to have been observed in the air at Homestead Air Force Base, on January 20, 1977, and marked the farthest south that snow flurries have ever been reported in the lower 48 United States.
In August 1992, the Category 5 hurricane Andrew devastated the town, as well as nearby Homestead Air Force Base. Hurricane Katrina caused flooding in Homestead in August 2005. The following October, Hurricane Wilma damaged light poles, grandstands, garages, and sections of catch fence at the Homestead–Miami Speedway, a motor racetrack built in the years following Hurricane Andrew. After Hurricane Wilma, a Homestead man was killed in a tractor accident while clearing debris.
When Hurricane Irma struck Florida in September 2017, parts of Homestead lost electric power. South Dade Center, a low-income housing project for farmworkers, was flooded with rainwater. Residents were without electricity and waste collection for about a week without relief.
Directions from Homestead, FL to My Term Life Guy
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With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!
My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?
* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.
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