THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

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Death: Covered

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Stroke: Not Covered

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Cancer: Not Covered

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Heart Attack: Not Covered

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Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

No Exam Life Insurance in Lake Clarke Shores, FL 33406

3 Things To Know Before Getting Term Life Insurance With No Medical Exam In Lake Clarke Shores, FL

There’s this wise life advice that goes like, “The only thing certain about life is its uncertainty.” Thus, weighing the depth of the uncertain nature of life, it is foremost to consider having lucrative and most affordable traditional life insurance to secure you and your loved one’s life.

The safest traditional life insurance in the insurance market is term life insurance. It provides coverage for a set period at a fixed rate of installment. In Palm Beach county, the new trending variant is no medical exam life insurance. In simpler words, this term life insurance policy doesn’t require a medical exam.

Most of you may wonder what the coverage amounts are and what to remember before getting term life insurance with no medical exam in Lake Clarke Shores, FL? So, let’s get into the details of what to remember before getting such a term life insurance policy in Lake Clarke Shores.

Consider These 3 Factors Before Getting A Term Life Insurance With No Medical Exam

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A term life insurance with no medical exam is a type of life insurance in which there is no requirement of medical history check-up during the application process. In this insurance policy, the company offers life insurance coverage without going into the medical history of the policy buyer.

However, it’s important to remember the top 3 below-mentioned points before getting a no exam life insurance in Lake Clarke Shores, FL:

1) Understand Your Needs: It is foremost to have a clear idea of your needs before getting term life insurance with no medical exam. Before filling out the application process, you should resolve all your queries from an insurance agent.

Ask your insurance agent about everything related to life insurance coverage, coverage amount, waiting for periods of detail, and anything that comes to your mind.

2) Provide Authentic Medical History Details: It is legally mandatory to provide authentic medical history details while opting for no exam life insurance in Lake Clarke Shores, FL.

My Term Life Guy knows the value of the time of our clients in Palm Beach county. That’s why our insurance agents offer policies with ideal risk coverage depending on the client’s needs.

All of this is offered without making you wait for tiresome medical exam life insurance formalities! Medical history details in term life insurance with no medical exam helps in figuring out the best tenure policy for the client.

3) Lifestyle And Health Questions: It is necessary to enlist and remember all the details related to your lifestyle. Because during the application process insurance agent ask the details of lifestyle by questioning health questions. Health questions are significant for setting insurance premiums.

Primarily, the insurance agent asks health questions about smoking and drinking habits. And accordingly, the insurer offers risk premium rates.

Get Life Insurance With No Medical Exam From My Term Life Guy In Lake Clarke Shores

My Term Life Guy is the leading insurance company in Lake Clarke Shores, FL. We offer various types of life insurance with the best coverage amount depending upon the clients’ needs. Our company offers life insurance as per the tenure decided during the application process. We are best known for offering the best risk coverage in the Palm Beach county. Our clients receive compensation in no time.

So, if you’re planning to get a term insurance policy with no medical exam in Lake Clarke Shores, FL, then do consider checking out our lucrative range of no exam life insurance policies. To check how much a term life insurance costs in Palm Beach County, check the details on our website. To get a personalized quote and more information about life insurance coverage, call us now on 561-990-9017!


Some information about Lake Clarke Shores, FL

Lake Clarke Shores is a town in Palm Beach County, Florida, United States. Located in the east-central portion of the county, the town is situated just west of the south end of West Palm Beach, north and west of the north end of Lake Worth Beach, and east of Palm Springs. The 2010 census recorded a population of 3,376, while the U.S. Census Bureau estimated that Lake Clarke Shores had a population of 3,627 in 2019.

The town of Lake Clarke Shores was named after John Newton Clarke, a general store grocer and postmaster at the post office in Lake Worth (now known as Lake Worth Beach) who filed a homestead claim in 1897 for a 139 acre (56 hectare) area of land on the eastern shore of a lake situated just west of West Palm Beach. Clarke would later name the lake after himself. He also purchased 5 acres (2.0 ha) of land in West Palm Beach near where Hillcrest Cemetery and Parker Avenue stand today. Attempting to capitalize on the promising pineapple growing business, Clarke used the property for growing pineapples and operating a packinghouse. However, the thriving pineapple business in South Florida suffered extensive losses in 1910, and the completion Henry Flagler’s railway to Key West in 1912 allowed pineapples from Cuba to be shipped to the northern United States more cost-effectively than from Florida. Clarke and many others in South Florida abandoned the pineapple industry by 1915. Thereafter, Clarke used the land as a fishing retreat. However, Lake Clarke, which had stretched from State Road 84 (Southern Boulevard) to the city of Lake Worth, was reduced to a marsh and fell about 8 ft (2.4 m) in height in 1917 upon completion of the West Palm Beach Canal.

In the early 1930s, Zeb Vance Hooker and his family became the first settlers in modern-day Lake Clarke Shores by squatting in a wooden shack on land by the southeast side of Lake Clarke. In 1946, Patsy Renolds built a house where Antigua Road stands today and is the oldest home in Lake Clarke Shores. By the late 1940s, local attorney Walter Travers visited the area and bought the lakeshore properties from their respective owners. Travers then attempted to buy land which had been drained during the construction of the West Palm Beach Canal in the 1910s. The state of Florida initially denied his request. However, after meeting with the Trustees of the Internal Improvement Fund in Tallahassee, the board offered Travers the land for $300 per acre. Travers partially agreed but attempted to negotiate a lesser cost for land at lower elevations. The state then decided to auction the land. Travers was the only bidder and obtained 250 acres (100 ha) of land on the northwest periphery of the lake for $10,000, which a friend loaned to him. After obtaining $5,000 for an unrelated lawsuit settlement, Travers invested that money into his project to transform the area into a waterfront community and brought in dredging equipment in 1949. The fledgling community initially grew very slowly, with just three homes built by 1952. One reason for the slow growth was the lack of a bridge across the West Palm Beach Canal. Palm Beach County Commissioner Lake Lytal convinced the county commission to approve the building of a bridge, knowing that Travers intended to contribute $10,000 to its construction. The bridge, completed in 1953, connected Selby Road and Forest Hill Boulevard (State Road 882) – with the entirety of the road becoming Forest Hill Boulevard – and resulted in a quicker increase in development and population.

Rumors spread that West Palm Beach planned to annex the area, prompting 60 people to form the Lake Clarke Property Owners’ Association in 1955. The association first met at a private residence, before meeting regularly at Meadow Park Elementary School. After reaching consensus on the name Lake Clarke Shores, residents met there on April 10, 1956, to decide on incorporation. Because the Florida Legislature did not meet in 1956, incorporation would have to be supported by two-thirds of voters. A total of 117 votes were cast, with 113 in favor and 4 in opposition to incorporating. Thus, the motion succeeded. William H. McLaughlin was unanimously selected to be the first mayor of Lake Clarke Shores, while Horace J. Cunningham, William M. Diemer, Robert G. Hillbert, Charles G. Platt, and Frank M. Seay served as the town’s first aldermen. Other elected officials included Betty Diemer as town clerk, William H. Blythe as town marshal, and John Farrell as town attorney.

Learn more about Lake Clarke Shores.

Directions from Lake Clarke Shores, FL to My Term Life Guy

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

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With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

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* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

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My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!