THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

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Death: Covered

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Stroke: Not Covered

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Cancer: Not Covered

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Heart Attack: Not Covered

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Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

No Exam Life Insurance in Lake Worth Beach, FL 33449

3 Things To Know Before Getting Term Life Insurance With No Medical Exam In Lake Worth Beach, FL

There’s this wise life advice that goes like, “The only thing certain about life is its uncertainty.” Thus, weighing the depth of the uncertain nature of life, it is foremost to consider having lucrative and most affordable traditional life insurance to secure you and your loved one’s life.

The safest traditional life insurance in the insurance market is term life insurance. It provides coverage for a set period at a fixed rate of installment. In Palm Beach county, the new trending variant is no medical exam life insurance. In simpler words, this term life insurance policy doesn’t require a medical exam.

Heating And Cooling Companies in Lake Worth Beach, FL

Most of you may wonder what the coverage amounts are and what to remember before getting term life insurance with no medical exam in Lake Worth Beach, FL? So, let’s get into the details of what to remember before getting such a term life insurance policy in Lake Worth Beach.

Consider These 3 Factors Before Getting A Term Life Insurance With No Medical Exam

A term life insurance with no medical exam is a type of life insurance in which there is no requirement of medical history check-up during the application process. In this insurance policy, the company offers life insurance coverage without going into the medical history of the policy buyer.

However, it’s important to remember the top 3 below-mentioned points before getting a no exam life insurance in Lake Worth Beach, FL:

1) Understand Your Needs: It is foremost to have a clear idea of your needs before getting term life insurance with no medical exam. Before filling out the application process, you should resolve all your queries from an insurance agent.

Ask your insurance agent about everything related to life insurance coverage, coverage amount, waiting for periods of detail, and anything that comes to your mind.

2) Provide Authentic Medical History Details: It is legally mandatory to provide authentic medical history details while opting for no exam life insurance in Lake Worth Beach, FL.

My Term Life Guy knows the value of the time of our clients in Palm Beach county. That’s why our insurance agents offer policies with ideal risk coverage depending on the client’s needs.

All of this is offered without making you wait for tiresome medical exam life insurance formalities! Medical history details in term life insurance with no medical exam helps in figuring out the best tenure policy for the client.

3) Lifestyle And Health Questions: It is necessary to enlist and remember all the details related to your lifestyle. Because during the application process insurance agent ask the details of lifestyle by questioning health questions. Health questions are significant for setting insurance premiums.

Primarily, the insurance agent asks health questions about smoking and drinking habits. And accordingly, the insurer offers risk premium rates.

Get Life Insurance With No Medical Exam From My Term Life Guy In Lake Worth Beach

My Term Life Guy is the leading insurance company in Lake Worth Beach, FL. We offer various types of life insurance with the best coverage amount depending upon the clients’ needs. Our company offers life insurance as per the tenure decided during the application process. We are best known for offering the best risk coverage in the Palm Beach county. Our clients receive compensation in no time.

So, if you’re planning to get a term insurance policy with no medical exam in Lake Worth Beach, FL, then do consider checking out our lucrative range of no exam life insurance policies. To check how much a term life insurance costs in Palm Beach County, check the details on our website. To get a personalized quote and more information about life insurance coverage, call us now on 561-990-9017!


Some information about Lake Worth Beach, FL

Lake Worth Beach, previously named Lake Worth, is a city in east-central Palm Beach County, Florida, United States, located about 64 miles (103 km) north of Miami. The city’s name is derived from the body of water along its eastern border known as the Lake Worth Lagoon, which was named for General William J. Worth, who led United States Army forces during the last part of the Second Seminole War. Lake Worth Beach also borders West Palm Beach to the north, Lake Clarke Shores to the northwest, and Lantana to its south, while a small section of the city also partitions the town of Palm Beach. The 2010 census recorded a population of 34,910, while the Census Bureau estimated that the population increased to 38,526 as of 2019. Lake Worth Beach is within the Miami metropolitan area, which was home to an estimated 6,158,824 people in 2017.

Indigenous people known as the Jaega were the earliest reported inhabitants of the section of the Florida Atlantic coast in the areas of Martin and Palm Beach Counties. Remains of shell mounds can be found near the Jupiter inlet, inland in what is now Boynton Beach and just south of the Boynton Inlet, indicating pre-Columbian Jaega habitation.

Among the city’s first settlers were Samuel and Fannie James, an African American couple and reported to be ex-slaves, known as the Black Diamonds, who settled on the shores of the Lake Worth Lagoon near the current 5th Avenue South in 1885. (The stone monument located at the northwest corner of Lucerne Avenue and J Street inaccurately uses the date 1883, due to a transcription error). The couple made a claim for their land under the Homestead Act in 1885 and received a receipt for their claim on February 1, 1887. Their holdings, originally 187 acres (76 ha), increased over time and came to include an additional 160 acres (65 ha) of homestead land south of Lake Avenue between M and F Streets, 160 acres (65 ha) in College Park acquired from the estate of William Stephan, where Fannie ran a pineapple farm, and 160 acres (65 ha) to the south between the current Dixie and Federal Highways, acquired from Swedish immigrants, Olai and Sarah Gudmundsen. The Jameses sold off most of this acreage in 10 and 20 acres parcels to new residents and investors. After Samuel’s death in 1909, Fannie sold her remaining 156 acres to developer, Palm Beach Farms company, keeping only an acre and a quarter farmette. The farmette lay outside the new city limits as required by the segregation provisions of the 1913 Town of Lake Worth charter.

The initial name for the post office was Jewell (sometimes spelled Jewel). Fannie James was the first postmaster. The post office was located in a small dry goods shop which the couple operated to serve the lake traffic that connected the small pioneer homesteads located along the banks of the Lake Worth Lagoon. Area pioneers report that Jewell was included as a stop on the route of the barefoot mailman via the Celestial Railroad by July 1889.

Learn more about Lake Worth Beach.

Directions from Lake Worth Beach, FL to My Term Life Guy

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

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* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!