THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

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Death: Covered

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Stroke: Not Covered

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Cancer: Not Covered

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Heart Attack: Not Covered

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Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

No Exam Life Insurance in Lauderdale-by-the-Sea, FL 33062

Why Do You Need Life Insurance Without Medical Exam In Lauderdale-by-the-Sea, FL?

Before issuing a policy, the prospective client undergoes a basic medical check to see if they are healthy enough to get life insurance in Lauderdale-by-the-Sea, FL. There are life insurance plans that do not require a medical exam to be considered.

They’re commonly known as Term Life Insurance No Medical Exam, and they can cover you if you either can’t qualify for a traditional life insurance policy with a medical exam or if you’d simply prefer the ease of not having to take an exam and get life insurance.

My Term Life Guy offers its client a life insurance facility without medical exams. We understand that your schedule is busy, and you cannot afford to engage your time in regular check-ups. Therefore, for your convenience and to save your time, we help you with it in Lauderdale-by-the-Sea, FL.

Advantages Of Getting Life Insurance Without Medical Exam From A Reputable Company

The question is whether or not it is worth getting life insurance without a medical exam in Broward County? What are the benefits of it? A no medical exam life insurance policy may be a good fit for you if you want the following advantages:

1) Faster Life Insurance Application Process

Today’s younger generation in Lauderdale-by-the-Sea, FL, wants life insurance policies immediately. For the convenience of these young generations, the companies have come up with no exam life insurance policies.

Under this policy, the limits are lower than the usual term life insurance, but you receive compensation more quickly than other life insurance facilities. Therefore it is very convenient for the newer generation and people who do not want any waiting period for the application process. My Term Life Guy in Lauderdale-by-the-Sea, FL understands your requirement for the type of life insurance and offers coverage amount accordingly.

2) Quick Disbursement Of Coverage

Life insurance coverage is essential if you have a medical history or health issues. People in Lauderdale-by-the-Sea, FL, want quick coverage, and My Term Life Guy insurance agents in Broward County offer life insurances without a medical exam.

3) Saves Time Against Medical Exam

Many people in Lauderdale-by-the-Sea, FL, don’t want a waiting period for any type of life insurance. To help you with this, if your medical history is moderate, you can skip the traditional insurance policy and take life insurance without a medical exam.

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You can speed up your application process that does not require a medical exam by opting for this. My Term Life Guy provides a lot more facilities besides coverage and convenience.

4) Covers Young Healthy People

If your health condition is somewhat alarming, few companies will offer you life insurance after a medical check-up or medical history. But, no exam life insurance might be the answer for healthy young people who don’t want to undergo a medical exam.

You also get the convenience of a faster procedure and guaranteed acceptance of your final expense insurance coverage if you don’t have any medical history. Therefore, it’s always a good idea to think about the pros of no exam insurance over a medical policy.

Life insurance without a medical exam is flexible and convenient. Our insurance agents in Broward County provide you with complete information to ensure nothing gets hidden from you! Opting for My Term Life Guy in Lauderdale-by-the-Sea, FL for no exam life insurance will assure you optimum coverage and comfort. Reach us at 561-990-9017 to know more about it.


Some information about Lauderdale-by-the-Sea, FL

Lauderdale-by-the-Sea is a town in Broward County, Florida, United States, situated 33 miles north of Miami. As of the 2010 census, the population was 6,056. It is part of the Miami–Fort Lauderdale–Pompano Beach Metropolitan Statistical Area, which was home to 5,564,635 people at the 2010 census.

Lauderdale-by-the-Sea is located at 26°11′22″N 80°5′52″W / 26.18944°N 80.09778°W (26.189561, -80.097756). According to the United States Census Bureau, the town has a total area of 1.57 square miles (4 km2), of which 0.876 square miles (2 km2) is land and 0.694 square miles (2 km2) (44.2%) is water.

The southern half of Lauderdale-by-the-Sea is situated between Fort Lauderdale and the Village of Sea Ranch Lakes, Florida. The Town’s northern municipal neighbor is Pompano Beach. The entire town is located on a long, narrow barrier island separated from the mainland by the Intracoastal Waterway (spanned by one drawbridge at Commercial Boulevard), stretching approximately one-half dozen blocks to the Atlantic Ocean. The town is centered on the junction of State Road A1A and Commercial Boulevard. The main industry is tourism; the town has many hotels and motels used by visitors, especially during the winter; many of its older hotels and buildings reflect mid-century modern architecture design [MiMo]. Recognized by the Florida Legislature in 2016 for its near-shore coral reefs and efforts to promote scuba diving, the town is known as Florida’s Beach Diving Capital. With a coral reef just 100 yards offshore, the town is a popular spot for scuba divers, especially just south of Anglin’s Pier.

On the ocean at the east end of Commercial Boulevard is Anglin’s Fishing Pier, named after Lauderdale-by-the-Sea’s first mayor, Melvin I. Anglin. The town is home to SS Copenhagen, a 19th-century British steamship that wrecked in 25 feet of water in May 1900 after striking a coral reef. The historic site is a Florida archaeological underwater preserve and is listed on the National Register of Historic Places. The town doubled in size in 2001 when it annexed the unincorporated Intracoastal Beach Area to the north. The area included the neighborhoods of Bel Air and Terra Mar Island. Even though the town’s permanent population is 6,056, it nearly doubles when snowbirds and tourists come here to spend the winter. The Town underwent a major transformation in 2013, when it completed a streetscape project between the Commercial Boulevard Bridge and the ocean. Sidewalks were widened and enhanced with brick pavers as well as landscaping.

Learn more about Lauderdale-by-the-Sea.

Directions from Lauderdale-by-the-Sea, FL to My Term Life Guy

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

OR

* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!