THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

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Death: Covered

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Stroke: Not Covered

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Cancer: Not Covered

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Heart Attack: Not Covered

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Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

No Exam Life Insurance in Loxahatchee Groves, FL 33470

3 Things To Know Before Getting Term Life Insurance With No Medical Exam In Loxahatchee Groves, FL

There’s this wise life advice that goes like, “The only thing certain about life is its uncertainty.” Thus, weighing the depth of the uncertain nature of life, it is foremost to consider having lucrative and most affordable traditional life insurance to secure you and your loved one’s life.

The safest traditional life insurance in the insurance market is term life insurance. It provides coverage for a set period at a fixed rate of installment. In Palm Beach county, the new trending variant is no medical exam life insurance. In simpler words, this term life insurance policy doesn’t require a medical exam.

Most of you may wonder what the coverage amounts are and what to remember before getting term life insurance with no medical exam in Loxahatchee Groves, FL? So, let’s get into the details of what to remember before getting such a term life insurance policy in Loxahatchee Groves.

Consider These 3 Factors Before Getting A Term Life Insurance With No Medical Exam

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A term life insurance with no medical exam is a type of life insurance in which there is no requirement of medical history check-up during the application process. In this insurance policy, the company offers life insurance coverage without going into the medical history of the policy buyer.

However, it’s important to remember the top 3 below-mentioned points before getting a no exam life insurance in Loxahatchee Groves, FL:

1) Understand Your Needs: It is foremost to have a clear idea of your needs before getting term life insurance with no medical exam. Before filling out the application process, you should resolve all your queries from an insurance agent.

Ask your insurance agent about everything related to life insurance coverage, coverage amount, waiting for periods of detail, and anything that comes to your mind.

2) Provide Authentic Medical History Details: It is legally mandatory to provide authentic medical history details while opting for no exam life insurance in Loxahatchee Groves, FL.

My Term Life Guy knows the value of the time of our clients in Palm Beach county. That’s why our insurance agents offer policies with ideal risk coverage depending on the client’s needs.

All of this is offered without making you wait for tiresome medical exam life insurance formalities! Medical history details in term life insurance with no medical exam helps in figuring out the best tenure policy for the client.

3) Lifestyle And Health Questions: It is necessary to enlist and remember all the details related to your lifestyle. Because during the application process insurance agent ask the details of lifestyle by questioning health questions. Health questions are significant for setting insurance premiums.

Primarily, the insurance agent asks health questions about smoking and drinking habits. And accordingly, the insurer offers risk premium rates.

Get Life Insurance With No Medical Exam From My Term Life Guy In Loxahatchee Groves

My Term Life Guy is the leading insurance company in Loxahatchee Groves, FL. We offer various types of life insurance with the best coverage amount depending upon the clients’ needs. Our company offers life insurance as per the tenure decided during the application process. We are best known for offering the best risk coverage in the Palm Beach county. Our clients receive compensation in no time.

So, if you’re planning to get a term insurance policy with no medical exam in Loxahatchee Groves, FL, then do consider checking out our lucrative range of no exam life insurance policies. To check how much a term life insurance costs in Palm Beach County, check the details on our website. To get a personalized quote and more information about life insurance coverage, call us now on 561-990-9017!


Some information about Loxahatchee Groves, FL

Loxahatchee Groves is a town in Palm Beach County, Florida, United States. As of the 2010 census, the town had a population of 3,180. Loxahatchee Groves was incorporated November 1, 2006, as the 38th municipality in Palm Beach County. The first election for town council members was held on March 13, 2007. Although Loxahatchee Groves did not become a municipality until 2006, the area had been settled since 1917. Billing itself as ‘Florida’s Last Frontier’, Loxahatchee Groves was primarily incorporated to better protect the area from encroaching urbanization as nearby cities continued to develop and to preserve the area’s rural character.

The area now known as Loxahatchee Groves was originally a portion of the 2,000,000 acres (8,100 km2) of land purchased by the Southern States Land and Timber Company in 1902. Shortly after completion of the West Palm Beach (C-51) Canal – which connected downtown West Palm Beach to Lake Okeechobee at Canal Point for the purpose of transporting crops by water – in 1917, Southern States sales manager, and later president, George Frederick Bensel envisioned a ‘waterfront’ farming community. Bensel and company engineer Torvald Garfield ‘T. G.’ Thorgesen both created the first topographical map of Loxahatchee Groves during the following three years. After Bensel, Thorgesen, and others established the Palm Beach Loxahatchee Company, they bought 6,500 acres (26 km2) from the Southern States Land and Timber Company, naming the land ‘Loxahatchee Farms’. The Palm Beach Loxahatchee Company would build almost 30 mi (48 km) of canals and roads, which were to be maintained by the Loxahatchee Groves Drainage District, now known as the Loxahatchee Groves Water Control District.

In 1925, Bensel opened a combined gas station, grocery store, and post office. Loxahatchee Groves received extensive damage during the 1928 Okeechobee hurricane, with almost every home knocked off of their foundations. In the 1930s, Bensel’s brother Thomas began a project which encouraged residents to plant citrus, resulting in about 56,000 new trees being planted. During that time, a water pump was built at State Road 80 (Southern Boulevard) and D Road, allowing water to be drawn from the West Palm Beach Canal. The Palm Beach Loxahatchee Company sold Loxahatchee Groves to Loxahatchee Investments in 1958. Production of citrus and tomatoes gradually ceased following George Bensel’s death in 1961. With significant development in Royal Palm Beach and Wellington in the 1980s and 1990s, some residents of Loxahatchee Groves believed the rural lifestyle and landscape of the area was under threat.

Consequently, a movement for incorporating Loxahatchee Groves for the purpose of preserving the rural lifestyle of the area began in 2003. On October 10, 2006, residents voted 458–350 in favor of incorporation, making Loxahatchee Groves the 38th municipality in Palm Beach County. The first election for town council members was held on March 13, 2007. Dave Autrey, David Browning, Marge Herzog, Bill Louda, and Dennis Lipp were the first elected council members, while Browning was selected to be mayor and Herzog was chosen to be vice mayor at the first town council meeting on March 29. Prior to the election, a political forum for the candidates was hosted at a naturist resort, drawing a crowd of about 100 people.

Learn more about Loxahatchee Groves.

Directions from Loxahatchee Groves, FL to My Term Life Guy

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

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* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

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My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!