THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.
The simplest way to protect your family's financial future?
Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
Life insurance for Life!
It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.
Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.
No Exam Life Insurance in Miami Beach, FL 33109
Why Should You Get Life Insurance Policy Without Medical Exam In Miami Beach, FL?
Are you looking for a life insurance policy but do not want the hassle that requires a medical exam in Miami Beach, FL? Do you want your life insurance process to be fast and convenient? My Term Life Guy understands you and your requirements!
If you don’t have a severe medical condition, you may think life insurance is not available for you. A medical exam helps the insurance company offer life insurance according to your risk and set your premium. This exam is usually needed for most types of life insurance, such as term life insurance. It is hassle-free, fast, and most importantly, covers pre-existing medical conditions.
Types Of Life Insurance Policy In Without Medical Exam
It’s possible to choose two types of life insurance policies while opting for Life Insurance Policy Without Taking A Medical Exam – A Simplified Issue or Guaranteed Issue.
1) Simplified Issue: A simplified policy asks you to fill out a lot of information about your health, medical history, and family medical history. You will also need to let them see your medical records from the past. You don’t have to get checked out by a doctor. The answers to your health questions and your medical records are all that’s needed.
Simplified issue insurance can be for term life or whole life insurance coverage. To get this kind of insurance, you have to pay more than you would for a traditional life insurance policy that requires a health check.
2) Guaranteed Issue: Suppose you don’t qualify for traditional or simplified issue life insurance, either because you have a pre-existing condition or because the premiums are too high for you. In that case, there are still ways for you to get life insurance. You might want to think about a life insurance policy guaranteed to work.
When you apply for guaranteed issue life insurance, you don’t have to go through a medical check-up. Guaranteed-issue policies ask only a few questions about your health information to get an insured card.
Reasons For Obtaining Life Insurance Policy Without Medical Exams
1) Convenience & Fast Procedure
When you don’t want to get into the waiting period of the application process of a traditional life insurance policy and want a convenient and fast procedure, there comes a life insurance policy without a medical exam in Miami-Dade County.
2) Quick Acceptance
In the case of no medical exam, you can get insurance right away instead of waiting weeks for the application process and results. It might be a good idea if you need coverage quickly, like for a trip.
3) Coverage Against Your Pre-Existing Medical Conditions
It is to help people in Miami Beach, FL, get the coverage they need and protect their families who might not get insurance through traditional policies.
Because the coverage amounts are smaller than other types of life insurance, many people use it to cover their final expenses. It can help someone pay for funeral costs and other medical bills and pay off debts at the end of life.
Why Hire My Term Life Guy While Buying Life Insurance Policy Without Medical Exam?
We at My Term Life Guy understand your needs. Our insurer provides this policy to help you receive better compensation. So, our insurance agent in Miami-Dade County assists in maximizing coverage amounts of your final expense insurance.
My Term Life Guy in Miami Beach, FL understands that everyone’s health and financial stability is important. Even if you are not in bad health, you need life insurance to secure your future health expenses.
Therefore, we offer this type of life insurance to guarantee acceptance into no medical exam life insurance with few health questions and no medical checkup in Miami-Dade County. Call us now at 561-990-9017 to get a life insurance policy without a medical exam.
Some information about Miami Beach, FL
Miami Beach is a coastal resort city in Miami-Dade County, Florida, United States. It was incorporated on March 26, 1915. The municipality is located on natural and man-made barrier islands between the Atlantic Ocean and Biscayne Bay, the latter of which separates the Beach from the mainland city of Miami. The neighborhood of South Beach, comprising the southernmost 2.5 square miles (6.5 km2) of Miami Beach, along with Downtown Miami and the Port of Miami, collectively form the commercial center of South Florida. Miami Beach’s estimated population is 88,885 according to the most recent United States Census estimates. Miami Beach is the 26th largest city in Florida based on official 2019 estimates from the U.S. Census Bureau. It has been one of America’s pre-eminent beach resorts since the early 20th century.
In 1870, father and son Henry and Charles Lum purchased land on Miami Beach for 75 cents an acre. The first structure to be built on this uninhabited oceanfront was the Biscayne House of Refuge, constructed in 1876 by the United States Life-Saving Service through an executive order issued by President Ulysses S. Grant, at approximately 72nd Street. Its purpose was to provide food, water, and a return to civilization for people who were shipwrecked. The structure, which had fallen into disuse by the time the Life-Saving Service became the U.S. Coast Guard in 1915, was destroyed in the 1926 Miami Hurricane and never rebuilt.
John S. Collins, founding developer of Miami BeachOpening of the Collins Bridge, 1913, then the longest wooden bridge in the world
The next step in the development of the future Miami Beach was the planting of a coconut plantation along the shore in the 1880s by New Jersey entrepreneurs Ezra Osborn and Elnathan T. Field, but this was a failed venture. One of the investors in the project was agriculturist John S. Collins, who achieved success by buying out other partners and planting different crops, notably avocados, on the land that would later become Miami Beach. Meanwhile, across Biscayne Bay, the City of Miami was established in 1896 with the arrival of the railroad and developed further as a port when the shipping channel of Government Cut was created in 1905, cutting off Fisher Island from the south end of the Miami Beach peninsula.
Collins’ family members saw the potential in developing the beach as a resort. This effort got underway in the early years of the 20th century by the Collins/Pancoast family, the Lummus brothers (bankers from Miami) and Indianapolis entrepreneur Carl G. Fisher. Until then, the beach here was only the destination for day-trips by ferry from Miami, across the bay. By 1912, Collins and Pancoast were working together to clear the land, plant crops, supervise the construction of canals to get their avocado crop to market and set up the Miami Beach Improvement Company. There were bathhouses and food stands, but no hotel until Brown’s Hotel was built in 1915 (still standing, at 112 Ocean Drive). Much of the interior landmass at that time was a tangled jungle of mangroves. Clearing it, deepening the channels and water bodies, and eliminating native growth almost everywhere in favor of landfill for development, was expensive. Once a 1600-acre, jungle-matted sand bar three miles out in the Atlantic, it grew to 2,800 acres when dredging and filling operations were completed.
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With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!
My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?
* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.
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