THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

Tick

Death: Covered

x

Stroke: Not Covered

x

Cancer: Not Covered

x

Heart Attack: Not Covered

x

Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

No Exam Life Insurance in Palm Beach, FL 33480

3 Things To Know Before Getting Term Life Insurance With No Medical Exam In Palm Beach, FL

There’s this wise life advice that goes like, “The only thing certain about life is its uncertainty.” Thus, weighing the depth of the uncertain nature of life, it is foremost to consider having lucrative and most affordable traditional life insurance to secure you and your loved one’s life.

The safest traditional life insurance in the insurance market is term life insurance. It provides coverage for a set period at a fixed rate of installment. In Palm Beach county, the new trending variant is no medical exam life insurance. In simpler words, this term life insurance policy doesn’t require a medical exam.

Most of you may wonder what the coverage amounts are and what to remember before getting term life insurance with no medical exam in Palm Beach, FL? So, let’s get into the details of what to remember before getting such a term life insurance policy in Palm Beach.

Consider These 3 Factors Before Getting A Term Life Insurance With No Medical Exam

A term life insurance with no medical exam is a type of life insurance in which there is no requirement of medical history check-up during the application process. In this insurance policy, the company offers life insurance coverage without going into the medical history of the policy buyer.

However, it’s important to remember the top 3 below-mentioned points before getting a no exam life insurance in Palm Beach, FL:

1) Understand Your Needs: It is foremost to have a clear idea of your needs before getting term life insurance with no medical exam. Before filling out the application process, you should resolve all your queries from an insurance agent.

Ask your insurance agent about everything related to life insurance coverage, coverage amount, waiting for periods of detail, and anything that comes to your mind.

2) Provide Authentic Medical History Details: It is legally mandatory to provide authentic medical history details while opting for no exam life insurance in Palm Beach, FL.

My Term Life Guy knows the value of the time of our clients in Palm Beach county. That’s why our insurance agents offer policies with ideal risk coverage depending on the client’s needs.

All of this is offered without making you wait for tiresome medical exam life insurance formalities! Medical history details in term life insurance with no medical exam helps in figuring out the best tenure policy for the client.

3) Lifestyle And Health Questions: It is necessary to enlist and remember all the details related to your lifestyle. Because during the application process insurance agent ask the details of lifestyle by questioning health questions. Health questions are significant for setting insurance premiums.

Primarily, the insurance agent asks health questions about smoking and drinking habits. And accordingly, the insurer offers risk premium rates.

Heating And Cooling Companies in Palm Beach, FL

Get Life Insurance With No Medical Exam From My Term Life Guy In Palm Beach

My Term Life Guy is the leading insurance company in Palm Beach, FL. We offer various types of life insurance with the best coverage amount depending upon the clients’ needs. Our company offers life insurance as per the tenure decided during the application process. We are best known for offering the best risk coverage in the Palm Beach county. Our clients receive compensation in no time.

So, if you’re planning to get a term insurance policy with no medical exam in Palm Beach, FL, then do consider checking out our lucrative range of no exam life insurance policies. To check how much a term life insurance costs in Palm Beach County, check the details on our website. To get a personalized quote and more information about life insurance coverage, call us now on 561-990-9017!


Some information about Palm Beach, FL

Palm Beach is an incorporated town in Palm Beach County, Florida, United States. Located on an island in east-central Palm Beach County, the town is separated from several nearby cities including West Palm Beach and Lake Worth Beach by the Intracoastal Waterway to its west, though Palm Beach borders a small section of the latter and South Palm Beach at its southern boundaries. As of 2010 census, Palm Beach had a year-round population of 8,348 and an estimated population of 8,816 in 2019, increasing by around 25,000 people between November and April.

Native Americans previously inhabited the island of Palm Beach, with the Jaegas arriving at least 3,000 years ago. Evidence for their inhabitation of the island are three pre-Columbian archaeological complexes. These complexes include a burial mound, six unmarked Native American cemeteries, and a more recent burial site which suggested interaction between indigenous people and Europeans.

White settlers began arriving in modern-day Palm Beach by 1872. Hiram F. Hammon made the first homestead claim in 1873 along Lake Worth. At the time, the lake area had fewer than 12 people. By 1877, the Tustenegee Post Office was established in modern-day Palm Beach, becoming the lake area’s first post office. Along the coast of Palm Beach, the Providencia wrecked in 1878 with a cargo of 20,000 coconuts, which were quickly planted. In 1880, Elisha Newton ‘Cap’ Dimick converted his private residence to a hotel known as the Cocoanut Grove House. At the time of its opening, the Cocoanut Grove House was the only hotel along Florida’s east coast between Titusville and Key West. A fire destroyed the hotel in October 1893. The Star Route, also known as the Barefoot Mailman route, began serving the area in 1885. Carriers delivered mail by foot or boat from Palm Beach and other nearby communities to as far south as Miami, a round trip of 136 miles (219 km). The first schoolhouse in southeast Florida (also known as the Little Red Schoolhouse) opened in Palm Beach in 1886.

Henry Flagler, a Standard Oil tycoon, made his first visit to Palm Beach in 1893, and described the area as a ‘veritable paradise’. That same year, Flagler hired George W. Potter to plot 48 blocks for West Palm Beach, a city to house workers at his hotels, and construction began on the Royal Poinciana Hotel. The Royal Poinciana Hotel opened for business on February 11, 1894. Flagler, also the owner of the Florida East Coast Railway, extended the railroad southward to West Palm Beach by the following month. In 1896, Flagler opened a second hotel originally known as Wayside Inn, before being renamed Palm Beach Inn, and later becoming The Breakers. Fires later burned down the hotel in 1903 and 1925, but it was rebuilt twice. The Palm Beach Daily News began publication in 1897 originally under the name Daily Lake Worth News.

Learn more about Palm Beach.

Directions from Palm Beach, FL to My Term Life Guy

← Previous Service LocationNext Service Location →

Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

OR

* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

shutterstock 383102617

When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!