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THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

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Death: Covered

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Stroke: Not Covered

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Cancer: Not Covered

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Heart Attack: Not Covered

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Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

No Exam Life Insurance in Palm Springs, FL 33406

3 Things To Know Before Getting Term Life Insurance With No Medical Exam In Palm Springs, FL

There’s this wise life advice that goes like, “The only thing certain about life is its uncertainty.” Thus, weighing the depth of the uncertain nature of life, it is foremost to consider having lucrative and most affordable traditional life insurance to secure you and your loved one’s life.

The safest traditional life insurance in the insurance market is term life insurance. It provides coverage for a set period at a fixed rate of installment. In Palm Beach county, the new trending variant is no medical exam life insurance. In simpler words, this term life insurance policy doesn’t require a medical exam.

Most of you may wonder what the coverage amounts are and what to remember before getting term life insurance with no medical exam in Palm Springs, FL? So, let’s get into the details of what to remember before getting such a term life insurance policy in Palm Springs.

Consider These 3 Factors Before Getting A Term Life Insurance With No Medical Exam

A term life insurance with no medical exam is a type of life insurance in which there is no requirement of medical history check-up during the application process. In this insurance policy, the company offers life insurance coverage without going into the medical history of the policy buyer.

However, it’s important to remember the top 3 below-mentioned points before getting a no exam life insurance in Palm Springs, FL:

1) Understand Your Needs: It is foremost to have a clear idea of your needs before getting term life insurance with no medical exam. Before filling out the application process, you should resolve all your queries from an insurance agent.

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Ask your insurance agent about everything related to life insurance coverage, coverage amount, waiting for periods of detail, and anything that comes to your mind.

2) Provide Authentic Medical History Details: It is legally mandatory to provide authentic medical history details while opting for no exam life insurance in Palm Springs, FL.

My Term Life Guy knows the value of the time of our clients in Palm Beach county. That’s why our insurance agents offer policies with ideal risk coverage depending on the client’s needs.

All of this is offered without making you wait for tiresome medical exam life insurance formalities! Medical history details in term life insurance with no medical exam helps in figuring out the best tenure policy for the client.

3) Lifestyle And Health Questions: It is necessary to enlist and remember all the details related to your lifestyle. Because during the application process insurance agent ask the details of lifestyle by questioning health questions. Health questions are significant for setting insurance premiums.

Primarily, the insurance agent asks health questions about smoking and drinking habits. And accordingly, the insurer offers risk premium rates.

Get Life Insurance With No Medical Exam From My Term Life Guy In Palm Springs

My Term Life Guy is the leading insurance company in Palm Springs, FL. We offer various types of life insurance with the best coverage amount depending upon the clients’ needs. Our company offers life insurance as per the tenure decided during the application process. We are best known for offering the best risk coverage in the Palm Beach county. Our clients receive compensation in no time.

So, if you’re planning to get a term insurance policy with no medical exam in Palm Springs, FL, then do consider checking out our lucrative range of no exam life insurance policies. To check how much a term life insurance costs in Palm Beach County, check the details on our website. To get a personalized quote and more information about life insurance coverage, call us now on 561-990-9017!


Some information about Palm Springs, FL

Palm Springs is a village in Palm Beach County, Florida, United States. Located in the east-central part of the county, Palm Springs is situated east of Greenacres, west of Lake Clarke Shores and Lake Worth Beach, and southwest of West Palm Beach. As of the 2010 United States Census, the village had a population of 18,928, while the Census Bureau estimated that the population of Palm Springs increased to 25,216 people in 2019. It is a village within the Miami metropolitan area, which was home to an estimated 6,012,331 people as of 2015.

In the 1920s, dairyman William A. Boutwell moved from Massachusetts to Lake Worth (now Lake Worth Beach). Boutwell began dairy farming on 5 acres (2.0 ha) of land in modern-day Palm Springs – in addition to the farmland he owned in Lake Worth, starting in 1927. Over time, his dairy farm would expand to occupy approximately 700 acres (280 ha) in the present-day location of Palm Springs. Boutwell would be credited with inventing half-and-half creamer in Lake Worth. He retired in 1956 and his family sold the remaining farmland and livestock in 1965.

By 1957, Moore Associates Development Group of Miami created a plan to develop a new community west of Lake Worth on the land formerly used by the Boutwell dairy farm. Florida House of Representatives member Ralph Blank, Jr. of Palm Beach County introduced legislation that same year to establish the village of Palm Springs. The bill passed unanimously and Palm Springs was chartered on July 4, 1957. The village was likely named after the resort city of Palm Springs, California. Moore Associates Development Group founder James E. Moore became the first mayor of Palm Springs. Other first officeholders included tax collector Bernard Jaffe, town counsel Rome Amari, and village council members Robert Levinson, William R. Moore, Buck Wentz, and Sid Zwirn.

Originally, the townsite consisted of about 700 acres (280 ha) of Boutwell’s former farmland and a large dairy barn. To transform the pasture land into land suitable for development, work crews shifted millions of tons of muck and sand to enhance both drainage and landscape appearances. Another early project was the creation of a water and sewage system, which cost approximately $1.5 million. By August 1958, about 800 homes had been built. Four schools were built in the village and nearby between 1959 and 1970, beginning with Palm Springs Elementary School in September 1959. Construction also began on a nearly 8,000 sq ft (740 m2) village hall, which opened in February 1960. The 1960 census, the first census since the establishment of Palm Springs, recorded a population of 2,503 people.

Learn more about Palm Springs.

Directions from Palm Springs, FL to My Term Life Guy

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

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* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!