Traditional Life Insurance


Death: Covered


Stroke: Not Covered


Cancer: Not Covered


Heart Attack: Not Covered


Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

No Exam Life Insurance in Pinecrest, FL 33156

Why Choose My Term Life Guy To Get Life Insurance With No Medical Exam In Pinecrest, FL?

When you buy any type of life insurance, you may or may not have to take a medical test. You must not hide any information about your medical history from the insurance agent.

When you buy an insurance policy, you’ll have to answer all health questions in Miami-Dade County. Whether or not the insurance company offers mandatory medical tests, you’ll still have to give answers to health questions.

If you have any health problems, make sure to tell your insurance company about them so that your nominee’s claim does not get denied in the future. Even if this means you might have to pay more for your policy.

What Makes My Term Life Guy Stand Out From Other Life Insurance Companies?

If you want a no exam life insurance in Pinecrest, FL, you should give us a chance. My Term Life Guy offers life insurance with no medical exam, but specific terms and conditions are there. Our insurer offers coverage amount with guaranteed acceptance and provides complete advertiser disclosure.

1) Insurance Specialists For Offering Clients Assistance

My Term Life Guy have insurance agents & specialists to provide you with proper guidance regarding your application process and determine whether you require a medical exam or not. You need life insurance to cover all your final expenses where everything is uncertain in Pinecrest, FL.

If anything happens to you, your family can deal with the disastrous situation, at least financially. Financial stability is a significant factor for any family in those challenging situations.

2) Additional Benefits Included In Insurance Policy

If you get life insurance with no medical exam from us in Miami-Dade County, My Term Life Guy provides all benefits such as tax, maturity, or survival. These benefits are generally only available with traditional life insurance policies, but My Term Life Guy understands you and your needs very well.

Therefore, we provide these facilities even with no medical exam life insurance. However, the premiums can be a little high. What can be better than getting all the benefits even with the term life insurance with no medical exams?

3) Committed To Values & Customer Needs

My Term Life Guy in Pinecrest, FL is highly committed to values and traditions. We understand the needs of every household for term life insurance that many people do not want the waiting periods of the application process of the traditional life insurance policies.

Therefore, to help you with the best solutions, My Term Life Guy gives you life insurance policies with no medical exam and maximum possible coverage amounts.

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4) Value Clients Financial Condition

My Term Life Guy understands that every household does not have a suitable financial condition to get traditional life insurance. The conventional life insurance policy has a long waiting period for the application process and does not guarantee acceptance.

My Term Life Guy at Miami-Dade County is very well aware of the clients’ financial requirements and offers a term plan according to this condition. Our client’s financial health and well-being are more important than anything else, and we help you or your nominee receive maximum compensation.

You can’t go wrong with My Term Life Guy and there no-exam term life insurance policy. We have insurance experts in Pinecrest, FL, who can help our clients get affordable term life insurance. Therefore, if you want life insurance with no medical exam in Miami-Dade County, don’t hesitate to reach My Term Life Guy.

In addition, we also offer life insurance coverage with living benefits. You don’t have to go through an extended medical examination to get this kind of insurance. Our values and traditions are essential, and we always put the well-being of our clients first. To learn more about our no medical exam term life insurance policy, please contact us at 561-990-9017 right away!

Some information about Pinecrest, FL

Pinecrest is a suburban village in Miami-Dade County, Florida, United States of America. The 2010 U.S. census recorded a population of 18,223; as of 2019, this has increased by over five percent to an estimated 19,155.

During the 1900s, Miami pioneer and railroad tycoon Henry Flagler used the property at U.S. 1 and Southwest 102 Street as a staging area during the construction of the Overseas Railroad to the Florida Keys.

In the 1930s, the area’s growth continued and the community began to evolve around one of the first tourist attractions established in the Miami vicinity – Parrot Jungle and Gardens. Parrot Jungle was founded in 1936 by Franz and Louise Scherr on property located at Red Road and Southwest 111 Street and over the years has become a tourist attraction whose visitors included Sir Winston Churchill. The idea for Parrot Jungle began after Scherr, who owned and operated a feed and supply store in Homestead, Florida, became intrigued with the idea of building an attraction where birds would ‘fly free.’ To bring his vision to life, he rented 20 acres (8.1 ha) of hammock land for an annual fee of $25 (equivalent to $476.92 in 2021). Parrot Jungle was built as a winding nature trail dug through the coral rock and hammock land, indigenous to the area. All the natural plants were left undisturbed. The entrance was built on Red Road. The attraction opened on December 20, 1936, to about 100 visitors. Each paid 25 cents admission to see and hear Scherr talk about his birds, trees and flowers. Since 1936, Parrot Jungle has attracted over a million visitors. On December 17, 2002, the Village of Pinecrest purchased the Parrot Jungle with the aim of developing the site as Pinecrest Gardens. On March 8, 2003 the Pinecrest Village Council dedicated Pinecrest Gardens and officially opened it to the public as the Village’s newest municipal park. The attraction moved to a new waterfront location on Watson Island between Downtown Miami and Miami Beach. It was relaunched as Parrot Jungle Island.

The Miami Serpentarium, another tourist attraction which featured serpents (snakes) lizards and other reptiles and amphibians, was located on US 1 for many decades prior to closing in the mid-1980s.

Learn more about Pinecrest.

Directions from Pinecrest, FL to My Term Life Guy

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2


Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?


* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Elite non smoker
Age 50

$500,000 Coverage


Elite non smoker
Age 50

$500,000 Coverage


How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!