No Exam Life Insurance
When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.
At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.
Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.
However, with companies like ours, it is now possible to adapt to changing needs at an affordable price. We provide a variety different types of life insurance services with various term lengths and rates, with many of them available without a medical exam. Our insurance agents are always available to answer your concerns and walk you through the application process so you can obtain the most cost-effective life insurance coverage for you and your family.
Life Term Insurance
Life term insurance is one of the most popular and classic types of non-exam life insurance today, because it provides specific term lengths and is renewed based on age and health. Traditional life insurance used to require a medical exam, but at My Term Life Guy, we can find coverage that does not need any kind of physical test. Although it depends on the sort of plan you want, it is common for insurance companies to offer coverage amounts based on your medical history.
Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.
You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!
How much does Term Life Insurance cost?
Living Benefits Insurance
Some of the best life insurance with living benefits allow you to cash additional payment in certain cases. You are insured for life, but still you can get a hefty paycheck if you fulfill certain conditions. My Term Life Guy is a household name in Boca Raton FL, Miami FL, West Palm Beach FL, Orlando FL, Tampa FL as a living benefits life insurance company. Our clientele includes both individuals and companies and we provide insurance services to people from every walk of life. What sets us apart is our terms management, as we never put profits before clients like you. So, feel free to connect with us today!