THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

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Death: Covered

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Stroke: Not Covered

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Cancer: Not Covered

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Heart Attack: Not Covered

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Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

No Exam Life Insurance in Southwest Ranches, FL 33330

Why Do You Need Life Insurance Without Medical Exam In Southwest Ranches, FL?

Before issuing a policy, the prospective client undergoes a basic medical check to see if they are healthy enough to get life insurance in Southwest Ranches, FL. There are life insurance plans that do not require a medical exam to be considered.

They’re commonly known as Term Life Insurance No Medical Exam, and they can cover you if you either can’t qualify for a traditional life insurance policy with a medical exam or if you’d simply prefer the ease of not having to take an exam and get life insurance.

My Term Life Guy offers its client a life insurance facility without medical exams. We understand that your schedule is busy, and you cannot afford to engage your time in regular check-ups. Therefore, for your convenience and to save your time, we help you with it in Southwest Ranches, FL.

Advantages Of Getting Life Insurance Without Medical Exam From A Reputable Company

The question is whether or not it is worth getting life insurance without a medical exam in Broward County? What are the benefits of it? A no medical exam life insurance policy may be a good fit for you if you want the following advantages:

1) Faster Life Insurance Application Process

Today’s younger generation in Southwest Ranches, FL, wants life insurance policies immediately. For the convenience of these young generations, the companies have come up with no exam life insurance policies.

Heating And Cooling Companies in Southwest Ranches, FL

Under this policy, the limits are lower than the usual term life insurance, but you receive compensation more quickly than other life insurance facilities. Therefore it is very convenient for the newer generation and people who do not want any waiting period for the application process. My Term Life Guy in Southwest Ranches, FL understands your requirement for the type of life insurance and offers coverage amount accordingly.

2) Quick Disbursement Of Coverage

Life insurance coverage is essential if you have a medical history or health issues. People in Southwest Ranches, FL, want quick coverage, and My Term Life Guy insurance agents in Broward County offer life insurances without a medical exam.

3) Saves Time Against Medical Exam

Many people in Southwest Ranches, FL, don’t want a waiting period for any type of life insurance. To help you with this, if your medical history is moderate, you can skip the traditional insurance policy and take life insurance without a medical exam.

You can speed up your application process that does not require a medical exam by opting for this. My Term Life Guy provides a lot more facilities besides coverage and convenience.

4) Covers Young Healthy People

If your health condition is somewhat alarming, few companies will offer you life insurance after a medical check-up or medical history. But, no exam life insurance might be the answer for healthy young people who don’t want to undergo a medical exam.

You also get the convenience of a faster procedure and guaranteed acceptance of your final expense insurance coverage if you don’t have any medical history. Therefore, it’s always a good idea to think about the pros of no exam insurance over a medical policy.

Life insurance without a medical exam is flexible and convenient. Our insurance agents in Broward County provide you with complete information to ensure nothing gets hidden from you! Opting for My Term Life Guy in Southwest Ranches, FL for no exam life insurance will assure you optimum coverage and comfort. Reach us at 561-990-9017 to know more about it.


Some information about Southwest Ranches, FL

Southwest Ranches is a town in Broward County, Florida, United States. It is a suburban community part of the Miami metropolitan area and is located on the eastern edge of the Everglades, 15 miles (24 km) southwest of Fort Lauderdale and about 22 miles (35 km) northwest of Miami. It is unusual in that it consists of three non-contiguous areas, albeit they are in close proximity; the two largest being separated by 1,455 feet (0.443 km). It became the county’s 30th incorporated place in 2000 to avoid annexation into Pembroke Pines and to preserve its semirural lifestyle. Because the area has many horse ranches and is located in the southwestern part of Broward County, residents chose ‘Southwest Ranches’ over other potential town names.

In 1996, Pembroke Pines proposed a bill to the Broward County Legislative Delegation to annex all the unincorporated areas between Griffin Road, Sheridan Street, Flamingo Road, and SR 25 into Pembroke Pines. Hundreds of citizens from the unincorporated area of Southwest Ranches packed the delegation hearing in November 1996 at Pembroke Pines City Hall to protest this takeover and to call for the right to form their own city. As a result of this grassroots effort, the State Legislature passed a bill in the 1997 session that called for a vote of Southwest Ranches’ citizens in March 2000; they could be annexed into either Pembroke Pines or Davie, or become a new city.

Southwest Ranches Homeowners Association was an umbrella group composed of individual homeowners associations in the Southwest Ranches area. Anyone belonging to an individual homeowners association was also automatically a member of the group, with full voting rights. In 1997, its members agreed to actively promote incorporation of a new city for the area and formed a political committee to explore this option. A feasibility committee was appointed to determine if a new city would be viable. They would have to know if revenues would be adequate to cover the costs of running a city. Dr. Milan Dluhy of Florida International University was contacted and asked to complete a formal feasibility study; Dluhy had produced many such studies for groups that subsequently became successful cities. The committee also contacted Moyer and Associates, the company that provides contract services to Weston.

The feasibility committee determined that a contract city would be the best option. Contracting would allow the city access to experienced professionals without having to hire these individuals on a full-time basis. This would save taxpayers money and avoid many costly capital expenses. Moyer and Associates provided the feasibility committee and Dr. Dluhy with financial information on which to base estimates of both income and expenses. The committee also considered the figures provided by the PMG study. PMG is the company hired by Broward County to conduct a study comparing the costs of Pembroke Pines and Davie to the costs of being incorporated into a new city.

Learn more about Southwest Ranches.

Directions from Southwest Ranches, FL to My Term Life Guy

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

Looking for a Life Insurance Quote?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

OR

* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!