THE BEST KEPT SECRET FOR TERM LIFE INSURANCE IS LIVING BENEFITS LIFE INSURANCE YOU CAN CLAIM THE BENEFITS IN LIFE.

Traditional Life Insurance

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Death: Covered

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Stroke: Not Covered

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Cancer: Not Covered

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Heart Attack: Not Covered

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Parkinson's disease: Not Covered

The simplest way to protect your family's financial future? 

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Life insurance for Life! 

It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.

Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.

No Exam Life Insurance in West Palm Beach, FL 33401

3 Things To Know Before Getting Term Life Insurance With No Medical Exam In West Palm Beach, FL

There’s this wise life advice that goes like, “The only thing certain about life is its uncertainty.” Thus, weighing the depth of the uncertain nature of life, it is foremost to consider having lucrative and most affordable traditional life insurance to secure you and your loved one’s life.

The safest traditional life insurance in the insurance market is term life insurance. It provides coverage for a set period at a fixed rate of installment. In Palm Beach county, the new trending variant is no medical exam life insurance. In simpler words, this term life insurance policy doesn’t require a medical exam.

Most of you may wonder what the coverage amounts are and what to remember before getting term life insurance with no medical exam in West Palm Beach, FL? So, let’s get into the details of what to remember before getting such a term life insurance policy in West Palm Beach.

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Consider These 3 Factors Before Getting A Term Life Insurance With No Medical Exam

A term life insurance with no medical exam is a type of life insurance in which there is no requirement of medical history check-up during the application process. In this insurance policy, the company offers life insurance coverage without going into the medical history of the policy buyer.

However, it’s important to remember the top 3 below-mentioned points before getting a no exam life insurance in West Palm Beach, FL:

1) Understand Your Needs: It is foremost to have a clear idea of your needs before getting term life insurance with no medical exam. Before filling out the application process, you should resolve all your queries from an insurance agent.

Ask your insurance agent about everything related to life insurance coverage, coverage amount, waiting for periods of detail, and anything that comes to your mind.

2) Provide Authentic Medical History Details: It is legally mandatory to provide authentic medical history details while opting for no exam life insurance in West Palm Beach, FL.

My Term Life Guy knows the value of the time of our clients in Palm Beach county. That’s why our insurance agents offer policies with ideal risk coverage depending on the client’s needs.

All of this is offered without making you wait for tiresome medical exam life insurance formalities! Medical history details in term life insurance with no medical exam helps in figuring out the best tenure policy for the client.

3) Lifestyle And Health Questions: It is necessary to enlist and remember all the details related to your lifestyle. Because during the application process insurance agent ask the details of lifestyle by questioning health questions. Health questions are significant for setting insurance premiums.

Primarily, the insurance agent asks health questions about smoking and drinking habits. And accordingly, the insurer offers risk premium rates.

Get Life Insurance With No Medical Exam From My Term Life Guy In West Palm Beach

My Term Life Guy is the leading insurance company in West Palm Beach, FL. We offer various types of life insurance with the best coverage amount depending upon the clients’ needs. Our company offers life insurance as per the tenure decided during the application process. We are best known for offering the best risk coverage in the Palm Beach county. Our clients receive compensation in no time.

So, if you’re planning to get a term insurance policy with no medical exam in West Palm Beach, FL, then do consider checking out our lucrative range of no exam life insurance policies. To check how much a term life insurance costs in Palm Beach County, check the details on our website. To get a personalized quote and more information about life insurance coverage, call us now on 561-990-9017!


Some information about West Palm Beach, FL

West Palm Beach is a city in and the county seat of Palm Beach County, Florida, United States. It is located immediately to the west of the adjacent Palm Beach, which is situated on a barrier island across the Lake Worth Lagoon. The population was 117,415 at the 2020 census. West Palm Beach is a principal city of the Miami metropolitan area, which was home to 6,138,333 people in 2020. It is the oldest incorporated municipality in the South Florida area, incorporated as a city two years before Miami in November 1894. West Palm Beach is located approximately 68 miles (109 km) north of Downtown Miami.

The beginning of the historic period in south Florida is marked by Juan Ponce de León’s first contact with native people in 1513. Europeans found a thriving native population, which they categorized into separate tribes: the Mayaimi in the Lake Okeechobee Basin and the Jaega and Ais people in the East Okeechobee area and on the east coast north of the Tequesta. When the Spanish arrived, there were perhaps about 20,000 Native Americans in south Florida. By 1763, when the English gained control of Florida, the native peoples had all but been wiped out through war, enslavement, or European diseases.

Other native peoples from Alabama and Georgia moved into Florida in the early 18th century. They were of varied ancestry, but Europeans called them all ‘Creeks.’ In Florida, they were known as the Seminole and Miccosukee Indians. The Seminoles clashed with American settlers over land and over escaped slaves who found refuge among them. They resisted the government’s efforts to move them to the Indian Territory west of the Mississippi River. Between 1818 and 1858, three wars were fought between Seminoles and the United States government. By 1858, there were very few Seminoles remaining in Florida.

The area that was to become West Palm Beach was settled in the late 1870s and 1880s by a few hundred settlers who called the vicinity ‘Lake Worth Country.’ These settlers were a diverse community from different parts of the United States and the world. They included founding families such as the Potters and the Lainharts, who would go on to become leading members of the business community in the fledgling city. The first white settlers in Palm Beach County lived around Lake Worth, which at the time was an enclosed freshwater lake, named after Colonel William Jenkins Worth, who had fought in the Second Seminole War in Florida in 1842. Most settlers engaged in the growing of tropical fruits and vegetables for shipment to the north via Lake Worth and the Indian River. By 1890, the U.S. Census counted over 200 people settled along Lake Worth in the vicinity of what would become West Palm Beach. The area at this time also boasted a hotel, the ‘Cocoanut House’, a church, and a post office. The city was platted by Henry Flagler as a community to house the servants working in the two grand hotels on the neighboring island of Palm Beach, across Lake Worth in 1893, coinciding with the arrival of the Florida East Coast railroad. Flagler paid two area settlers, Captain Porter and Louie Hillhouse, a combined sum of $45,000 for the original town’s site, stretching from Clear Lake to Lake Worth.

Learn more about West Palm Beach.

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Coverage 2

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Coverage 2

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Coverage 2

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Coverage 2

Unemployment

Waives 6 months worth of premium if you become unemployed for at least 4 weeks.

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You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It's that easy to start protecting your family's financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money - and that's always a good thing!

My Term Life Guy & it's partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

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* Example assumes a 50-year-old male buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class. The example assumes a 50 year old female buying a 10-year term life insurance policy, in the Preferred Plus Underwriting Class.

Female
Elite non smoker
Age 50


$500,000 Coverage

$41,36/Mo

Male
Elite non smoker
Age 50


$500,000 Coverage

$51.48/Mo

How much does Term Life Insurance cost?

Our Provider Network

My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.

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When purchasing life insurance, we always want to choose the coverage amount that will be most useful to our family and loved ones in the future. When we wish to begin the application process for any type of life insurance, however, there are various factors to consider.

At My Term Life Guy, we assist each individual or family in determining the best plan for their needs. We understand that, in many circumstances, a person’s health status might be a barrier to getting traditional life insurance at a reasonable price. In order to receive a plan that offers good coverage, most life insurance companies require a medical exam. The truth is that undergoing a physical exam may be counterproductive if you are looking for a cost-effective plan with enough coverage in the future.

Even if one’s current health is strong, one’s lifestyle or previous illnesses can have an impact on future final expense insurance. If you are not a regular exerciser, a smoker, or have had a significant illness, it is conceivable that the life insurance company may not offer you the plan that you desire. If you also try to hire a policy that offers a lot of coverage while also not having a good medical history, the cost may end up being too high.

Although obtaining life insurance without a physical exam can be pricey, at My Term Life Guy, we will do everything we can to find the best insurer offer for you. The best part about working with us is that we will strive to put ourselves in your place in order to propose the best solution for you, whether it is term life insurance or guaranteed issue life insurance. Furthermore, you will not be required to pay anything to begin the application process, allowing you to compare quotes from several types of life insurance to determine which one is best for you.

You can obtain a quotation by filling out our online form. Please do not hesitate to contact one of our insurance agents if you have any questions!