Life Insurance Options for People With Diabetes & Cancer

Protect your loved ones. Get the coverage you deserve — even with a health condition.

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What Does Life Insurance Look Like with Diabetes & Cancer?

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A diagnosis — whether diabetes, cancer, or both — shouldn’t mean giving up on financial protection for the people you love most. Life insurance is still possible and can still provide meaningful coverage, but there are unique considerations when you’re navigating a chronic condition.
Whether you want to:
Replace income for your family,
Pay off medical bills or debts,
Provide for a legacy or future generations,— you can still use life insurance strategically to protect your legacy.

How the Strategy Works

You choose coverage based on your needs — term life, permanent life, or tailored plans designed for health conditions.
You apply with our help — we work with carriers that understand diabetes and cancer risk profiles.
You get covered — if you pass during the policy term, your beneficiaries receive a payout.

Life insurance doesn’t just help after you’re gone — it provides financial breathing room for your family when they need it most

You choose coverage based on your needs

term life, permanent life, or tailored plans designed for health conditions.

You apply with our help

we work with carriers that understand diabetes and cancer risk profiles.

You get covered

if you pass during the policy term, your beneficiaries receive a payout.

Types Of Coverage Available

Types of Coverage Available
Term Life InsuranceLow-cost option covering a set period (10–30 years). Ideal for income replacement and family protection.
Permanent & Whole Life InsuranceCoverage for life — may include cash value that grows over time.
Permanent policies can sometimes be accessed during your lifetime for emergencies or medical needs.
Specialized OptionsGuaranteed Issue — no medical exam required
Simplified Issue — minimal health questions
Final Expense Coverage — smaller payout for burial and final costs

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Get Started On Your Life Today

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It’s that easy to start protecting your family’s financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!
With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money – and that’s always a good thing!

Frequently Asked Questions

Analyze and engage with user feedback, new releases, and valuable insights.

How Much Coverage Will I Qualify For?
How long does it take to get an insurance policy?
What kind of payment options are available?
Do I have to send a down payment with my application?
What if I have pre-existing conditions?
Should I replace my existing life insurance policy?