Term Life Insurance

The best way to protect your child’s future

Fast, Free Life Insurance quotes online in seconds! No personal information required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

What is Living Benefits Term Life Insurance for Children?

My Term Life Guy has renewable term life policies available that run for a shorter term, but have the option to renew. Those terms usually run from 10 years and up to 35 based on age.

If, the unforeseen would happen, and you suffer a critical illness such as a Stroke, Heart Attack or Cancer…Instead of receiving a get well card from your insurance company, wouldn’t you prefer a Large Tax Free Check? Most of us would take the check over a card any day!

This is why life insurance with “Living Benefits” is much more valuable than a traditional life insurance policy.

Modern Life Insurance

Stop buying life insurance only for death benefits, get quality of life living benefits.

Peace of Mind

Our plans provide peace of mind by offering the value of living benefits built into every product.

From 5 years to 32 years

Renewable term life policies typically run for a shorter term with the option to renew.

$100k to $10 Million

We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.

Qualifying Life Events

Chronic Illness

If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.

Critical Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS

Terminal Illness

Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS

Living benifits vs traditional life insurance

Whats the difference?

Living Benefits Insurance Compared to Traditional Life Insurance?

Why would you buy life insurance just for the death benefit, simply because that is the traditional way it was used? With Living Benefits Insurance you don’t have to! The living benefits are included automatically in every life insurance policy in the portfolio, even term!

Without proper planning, a serious illness or accident could steal your financial independence. Help make sure that you and your family are protected in the event of a critical, chronic, or terminal illness.

Living Benefits Insurance provides peace of mind by offering the value of living benefits built into every Living Benefits Insurance product, for no additional cost!

Living Benefits
Traditional Life
Stroke
Cancer
Heart Attack
Parkinson's disease
Death

Looking for a Life Insurance Quote for your child?

You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It’s that easy to start protecting your family’s financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!

With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money – and that’s always a good thing!

My Term Life Guy & it’s partners have been helping families guard their financial futures for nearly 100 years. Are you ready to join the millions of people who trust us for reliable coverage they can count on?

Get A Free Quote
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How Does It Work?

Getting the right life insurance has never been easier. Follow these simple steps to protect your future and loved ones today.

01

Fill a Form or Call

💡 Pro Tip: The more details you provide, the faster we can match you with the best options.

02

Get a Customized Plan

Our team will create a plan tailored to your needs and budget. We handle the hard work so you can focus on what matters most.

03

Relax...

Choose the plan that fits you best, sign up, and gain the peace of mind that comes with protecting what matters most.

Get Started
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Frequently Asked Questions

Analyze and engage with user feedback, new releases, and valuable insights.

How Much Coverage Will I Qualify For?
How long does it take to get an insurance policy?
What kind of payment options are available?
Do I have to send a down payment with my application?
What if I have pre-existing conditions?
Should I replace my existing life insurance policy?